What is the ruling on taking a loan when the lending institution does not provide the loan except in the form of the price of a commodity, so I agreed with the owner of the commodity to simulate a transaction as if we were selling and buying in order for me to take the loan?
Machine translationRead the Arabic original
The questioner : Shaykh Nasser.
The Shaykh: Yes.
The questioner : ... a question I ask?
The Shaykh : Be brief.
The questioner : In brief, one question: he wants to take ... the brothers do not give a loan like this ... the price of a car or the price of furniture, so is it permissible for the person ... the car that he takes the money ... .
The Shaykh : I did not understand.
The questioner : I mean - for example - I want to take a loan ... but they do not give it to me except as the price of a car or the price of a house or the price of furniture, I have made it clear now.
The Shaykh : And then?
The questioner : I told him ... the car, and I agreed with the owner of the car, I agreed with the owner of the car that with them it is as if we are selling and buying, but in reality ... .
The Shaykh : Okay, this requires a question that this is a lie.
The questioner : Is this permissible?
The Shaykh : Do you want a question that this is a fraudulent operation?
The questioner : False.
The Shaykh : It is a lie, falsehood, and deception, and this is forbidden, it is not permissible in Islam. There is no power and no strength except with Allah.
The questioner : ... .
The Shaykh : Yes, with your prayers.
The questioner : May Allah bless you and may He preserve you.
The Shaykh : And we are sustained by your support.
The questioner : I seek forgiveness from Allah, O Shaykh, may Allah bless us in your life.
The Shaykh : May Allah preserve you.
The questioner : May the Lord strengthen your voice.
The Shaykh : May Allah do so. Amen.
The questioner : And raise your ranks in this world and the Hereafter.
The Shaykh : And may the same be for you.
The questioner : Reassure us about you, O our Shaykh.
The Shaykh : By Allah, if Allah wills, I am a bit better.
The questioner : Did you answer the questions today?
The Shaykh : I started today.
The questioner : Praise be to Allah, may Allah strengthen you, O our Shaykh.
The Shaykh : O Allah, amen.
The questioner : I just wanted to check on you. .
The Shaykh : May Allah reward you with good.
The questioner : How are Umm al-Fadl and everyone?
The Shaykh : Praise be to Allah.
The questioner : Praise be to Allah, may Allah bless you.
The Shaykh : They are sitting, helping each other.
The questioner: Yes.
The Shaykh : They are sitting, helping each other.
The questioner : O Allah, grant success.
The Shaykh : They are having fun.
The questioner : May Allah bless them all.
The Shaykh : And they will listen to the questions and answers for the first time today.
The questioner : What Allah willed, what Allah willed.
The Shaykh : Praise be to Allah.
The questioner : May Allah bless her too, Umm Ahmad, greetings to you, O our Shaykh.
The Shaykh : Peace be upon you and upon her.
The questioner : And all the children will come out in their eyes.
The Shaykh : Heh.
The questioner : And as if they are saying, peace be upon you.
The Shaykh : And we say, peace be upon you and upon them.
The Shaykh: Yes.
The questioner : ... a question I ask?
The Shaykh : Be brief.
The questioner : In brief, one question: he wants to take ... the brothers do not give a loan like this ... the price of a car or the price of furniture, so is it permissible for the person ... the car that he takes the money ... .
The Shaykh : I did not understand.
The questioner : I mean - for example - I want to take a loan ... but they do not give it to me except as the price of a car or the price of a house or the price of furniture, I have made it clear now.
The Shaykh : And then?
The questioner : I told him ... the car, and I agreed with the owner of the car, I agreed with the owner of the car that with them it is as if we are selling and buying, but in reality ... .
The Shaykh : Okay, this requires a question that this is a lie.
The questioner : Is this permissible?
The Shaykh : Do you want a question that this is a fraudulent operation?
The questioner : False.
The Shaykh : It is a lie, falsehood, and deception, and this is forbidden, it is not permissible in Islam. There is no power and no strength except with Allah.
The questioner : ... .
The Shaykh : Yes, with your prayers.
The questioner : May Allah bless you and may He preserve you.
The Shaykh : And we are sustained by your support.
The questioner : I seek forgiveness from Allah, O Shaykh, may Allah bless us in your life.
The Shaykh : May Allah preserve you.
The questioner : May the Lord strengthen your voice.
The Shaykh : May Allah do so. Amen.
The questioner : And raise your ranks in this world and the Hereafter.
The Shaykh : And may the same be for you.
The questioner : Reassure us about you, O our Shaykh.
The Shaykh : By Allah, if Allah wills, I am a bit better.
The questioner : Did you answer the questions today?
The Shaykh : I started today.
The questioner : Praise be to Allah, may Allah strengthen you, O our Shaykh.
The Shaykh : O Allah, amen.
The questioner : I just wanted to check on you. .
The Shaykh : May Allah reward you with good.
The questioner : How are Umm al-Fadl and everyone?
The Shaykh : Praise be to Allah.
The questioner : Praise be to Allah, may Allah bless you.
The Shaykh : They are sitting, helping each other.
The questioner: Yes.
The Shaykh : They are sitting, helping each other.
The questioner : O Allah, grant success.
The Shaykh : They are having fun.
The questioner : May Allah bless them all.
The Shaykh : And they will listen to the questions and answers for the first time today.
The questioner : What Allah willed, what Allah willed.
The Shaykh : Praise be to Allah.
The questioner : May Allah bless her too, Umm Ahmad, greetings to you, O our Shaykh.
The Shaykh : Peace be upon you and upon her.
The questioner : And all the children will come out in their eyes.
The Shaykh : Heh.
The questioner : And as if they are saying, peace be upon you.
The Shaykh : And we say, peace be upon you and upon them.
Source
www.al-albany.com
The Arabic text is copied verbatim from the original source, without any edits.