regarding the ruling on the occurrence of riba in a loan?
Machine translationRead the Arabic original
The questioner : The loan.
The Shaykh : Yes.
The questioner : Is the loan one of the sales?
The Shaykh : No, a loan is not a sale. A sale is intended for exchange, whereas a loan is intended for kindness and accommodation. Therefore, if it departs from that and a benefit is stipulated in it, it is riba. When I lend to you, do I intend exchange?
The questioner : No, I intended.
The Shaykh : Wait, wait. Do not say "I intended." What did you intend?
The questioner : Kindness.
The Shaykh : Kindness. The door of kindness is wide, as evidenced by the fact that if I had intended exchange, it would have been currency exchange, and I would have said: "Exchange this riyal for another riyal, or for dinars."
The questioner : For example, gold for gold, with one being larger than the other...
The Shaykh : Which one?
The questioner : If it becomes a financial benefit, a kilo for a kilo!
The Shaykh : Ah.
The questioner : And what benefit is there?
The Shaykh : This is a clear gain.
The Shaykh : Yes.
The questioner : Is the loan one of the sales?
The Shaykh : No, a loan is not a sale. A sale is intended for exchange, whereas a loan is intended for kindness and accommodation. Therefore, if it departs from that and a benefit is stipulated in it, it is riba. When I lend to you, do I intend exchange?
The questioner : No, I intended.
The Shaykh : Wait, wait. Do not say "I intended." What did you intend?
The questioner : Kindness.
The Shaykh : Kindness. The door of kindness is wide, as evidenced by the fact that if I had intended exchange, it would have been currency exchange, and I would have said: "Exchange this riyal for another riyal, or for dinars."
The questioner : For example, gold for gold, with one being larger than the other...
The Shaykh : Which one?
The questioner : If it becomes a financial benefit, a kilo for a kilo!
The Shaykh : Ah.
The questioner : And what benefit is there?
The Shaykh : This is a clear gain.