The Ruling on Dealing with a Bank That Has a Sharia Supervisory Board
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We have an Islamic bank among many clearly interest-based banks, and this bank has a Sharia board that issues rulings on the permissibility of its commercial and banking operations, even though it has extensive commercial transactions, to the point that it has surpassed many of the banks,And among these transactions: in that it deals in real estate, cars, furniture, and known banking matters such as transfers and others,But among these banking matters: and that it deals in credit card transactions, known as Visa, in all their forms. Some contemporary scholars in whom we trust regarding their religion have issued a ruling that this transaction is forbidden. So, is it permissible for me to deposit my money in this bank, which is the best available, and the need requires that I deposit my money in this bank? And every year there are profits on this money from the general commercial transactions. So, am I allowed to take these annual profits, or should I leave them for them, or should I give charity from some of it based on the fact that the ruling follows the predominant aspect, since the majority of its operations are lawful?
I see that there is no harm in depositing your money in this bank, especially since it has a Sharia committee that oversees its operations. However, regarding what you are doubtful about, scrupulousness dictates that you give it in charity.By the saying of the Prophet (peace and blessings be upon him): (The lawful is clear, and the forbidden is clear, and between them are matters about which there is doubt, which many people do not know. So whoever avoids the doubtful matters has safeguarded his religion and his honor). As long as you are in need of placing your money in this bank, place it there. And when the profit comes to you, scrupulousness dictates that you give in charity what you see to be from interest-based gains.
I see that there is no harm in depositing your money in this bank, especially since it has a Sharia committee that oversees its operations. However, regarding what you are doubtful about, scrupulousness dictates that you give it in charity.By the saying of the Prophet (peace and blessings be upon him): (The lawful is clear, and the forbidden is clear, and between them are matters about which there is doubt, which many people do not know. So whoever avoids the doubtful matters has safeguarded his religion and his honor). As long as you are in need of placing your money in this bank, place it there. And when the profit comes to you, scrupulousness dictates that you give in charity what you see to be from interest-based gains.
