Continuation of the discussion on the ruling regarding trading in paper currency.
Machine translationRead the Arabic original
The Shaykh : Suppose that the dinar continues to fall and fall until it becomes defunct and is completely abolished, as happened to Germany with its mark. If a man owed a million marks, and after the mark became defunct, he says, "Take a million," it is clear and obvious that this is injustice to the creditor. Instead of being kind to him, kindness in repayment requires an increase in the repayment, not a decrease. The previous hadith is his saying (peace and blessings be upon him): . The Messenger (peace and blessings be upon him) said this when the man repaid with two camels instead of one. This is not riba in any way; it is good conduct. Riba is when the creditor conditions an increase on the debtor. But if the debtor repays the creditor more than what he borrowed, that is not riba in any way. Rather, it is as he (peace and blessings be upon him) said: "Whoever seeks your protection in Allah, grant him protection. And who...
The questioner : Asked you.
The Shaykh : ومن سألكم بالله فأعطوه ومن صنع إليكم معروفا فكافئوه فإن لم تستطيعوا أن تكافئوه فادعوا له حتى تعلموا أنكم قد كافأتموه And whoever asks you by Allah, give to him. And whoever does you a favor, reward him. If you are not able to reward him, supplicate for him until you know that you have rewarded him.. The point is his saying (peace and blessings be upon him): ومن صنع إليكم معروفا فكافئوه and if anyone does you a kindness, recompense himSunan Abi Dawud 1672. You borrowed a hundred dinars today and repaid them tomorrow. Instead of the hundred, pay a hundred and five. You have no blame at all; rather, you are a doer of good and generous. So what about someone who borrowed a thousand dinars from this kind man years ago and now wants to repay him a thousand dinars, the same number, even though the purchasing power has dropped to half, or close to that? Where is the kindness? Where is his saying (peace and blessings be upon him) in the previous hadiths, and in the last hadith ومن صنع إليكم معروفا فكافئوه and if anyone does you a kindness, recompense himSunan Abi Dawud 1672, meaning a reward, meaning a material reward? Therefore, I say to many of our brothers who do me a material favor, may Allah reward them with good, that I want to reciprocate kindness with kindness. What do they say? "Brother, your supplication is enough for us." I tell them, I am not incapable, and the hadith means فإن لم تستطيعوا أن تكافئوه فادعوا له حتى تعلموا أن قد كافأتموه If you are not able to reward him, supplicate for him until you know that you have rewarded him., meaning if you are unable and cannot reciprocate kindness with kindness, then at least supplicate for this doer of good until you are convinced that you have rewarded him. This is a metaphysical matter, meaning you should always and continuously supplicate for the one who did you a favor. But the basic step is not to resort to supplication, because I say this is the weapon of the incapable. Rather, reciprocate kindness with kindness. How can you want to reciprocate the doer of good with evil? He gave you a thousand dinars, whose effect today is five hundred dinars, and you want to give him a thousand dinars? This is injustice itself. And those who say, "No, not as I received," wanting to pay or repay.
The best of you is the best of you in repaying debts, and I am the best of you in repaying debts.
خيركم خيركم قضاء ، وأنا خيركم قضاءThe questioner : Asked you.
The Shaykh : ومن سألكم بالله فأعطوه ومن صنع إليكم معروفا فكافئوه فإن لم تستطيعوا أن تكافئوه فادعوا له حتى تعلموا أنكم قد كافأتموه And whoever asks you by Allah, give to him. And whoever does you a favor, reward him. If you are not able to reward him, supplicate for him until you know that you have rewarded him.. The point is his saying (peace and blessings be upon him): ومن صنع إليكم معروفا فكافئوه and if anyone does you a kindness, recompense himSunan Abi Dawud 1672. You borrowed a hundred dinars today and repaid them tomorrow. Instead of the hundred, pay a hundred and five. You have no blame at all; rather, you are a doer of good and generous. So what about someone who borrowed a thousand dinars from this kind man years ago and now wants to repay him a thousand dinars, the same number, even though the purchasing power has dropped to half, or close to that? Where is the kindness? Where is his saying (peace and blessings be upon him) in the previous hadiths, and in the last hadith ومن صنع إليكم معروفا فكافئوه and if anyone does you a kindness, recompense himSunan Abi Dawud 1672, meaning a reward, meaning a material reward? Therefore, I say to many of our brothers who do me a material favor, may Allah reward them with good, that I want to reciprocate kindness with kindness. What do they say? "Brother, your supplication is enough for us." I tell them, I am not incapable, and the hadith means فإن لم تستطيعوا أن تكافئوه فادعوا له حتى تعلموا أن قد كافأتموه If you are not able to reward him, supplicate for him until you know that you have rewarded him., meaning if you are unable and cannot reciprocate kindness with kindness, then at least supplicate for this doer of good until you are convinced that you have rewarded him. This is a metaphysical matter, meaning you should always and continuously supplicate for the one who did you a favor. But the basic step is not to resort to supplication, because I say this is the weapon of the incapable. Rather, reciprocate kindness with kindness. How can you want to reciprocate the doer of good with evil? He gave you a thousand dinars, whose effect today is five hundred dinars, and you want to give him a thousand dinars? This is injustice itself. And those who say, "No, not as I received," wanting to pay or repay.
Source
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