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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Explanation of the author's statement: "And the value of the goods is added to each of them."

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The Shaykh : He (may Allah have mercy on him) says: "And the value of the goods is added to each of them". But by what value do we consider the goods? By gold or by silver? For example, if a person has one-third of the nisab in silver, one-third of the nisab in gold, and goods, if you value them in silver, they reach one-third of the nisab, but if you value them in gold, they do not reach one-third of the nisab in gold. So do we consider their value in gold or in silver? The scholars said that trade goods are considered by what is most beneficial for the poor. If they reach the nisab in silver but not in gold, they are valued in silver. If they reach the nisab in gold but not in silver, they are valued in gold. So the value of the goods is added, either from gold if it is most beneficial for the poor, or from silver if it is most beneficial for the poor, to each of them. However, the correct view in this issue is based on the correct view mentioned previously, which is that the value of the goods is added to whichever of the two currencies is most beneficial for the poor, and one currency is not added to the other unless it is currency for trade, because it is for trade.
In summary, is the value of the goods added or not? It is added according to the correct view, and it is also added according to the madhhab. But is it added to the gold or to the silver?

The questioner : ... .

The Shaykh : To whichever is most beneficial for the poor, it is added to whichever of the gold or silver is most beneficial for the poor. Now, if we say that the nisab of gold is added to the silver, and the value of the goods is added to the silver or the gold, do we pay the zakah of each type from that type, or from one of them? The madhhab requires that we pay the zakah of each type from that type, so we pay from the gold in gold and from the silver in silver. Is that clear? Because the hadith says one-fifth of a tenth.
For silver the Zakat is one-fortieth of the lot في الرّقَة ربع العشر
Sahih al-Bukhari 1454
A tenth of what?

The questioner : ... .

The Shaykh : A tenth of the silver, a tenth of it, meaning. And likewise in the hadith,
In gold, it is half a dinar. الذهب فيه نصف دينار
that is, from the gold, so the zakah is paid from each type from that type, just as they said regarding grains and fruits, that the zakah is paid from each type from that type. The correct view is that there is no harm in paying from one of the types, meaning by value. This is the correct view. Yes.
Source alathar.net

The Arabic text is copied verbatim from the original source, without any edits.

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