Conditioning the borrower to repay the loan with an increase
Machine translationRead the Arabic original
Question:
A message was sent from the Syrian Arab Republic by the listener Saif al-Atiyyah and Falah ....... The two brothers ask, saying: Is it permissible to deal in currency? For example: I took one thousand Syrian pounds from a person on the condition that I return it to him within a specific period with an excess of five hundred pounds. Is this permissible or not?
The Shaykh : Repeat, repeat.
The presenter : Is it permissible to deal in currency? For example: I took one thousand Syrian pounds from a person on the condition that I return it to him within a specific period with an excess of five hundred pounds. And is there a hadith, or a Qur'anic verse, that specifies this? Knowing that the person claims and swears that there is a verse that specifies this and permits it, and he justifies this by saying that the scholars sometimes hide it for some reason. So what is your guidance? May Allah reward you with good.
Answer:
This is the very essence of riba, this is the very essence of riba. The Prophet (peace and blessings be upon him) said: So if one gives dollar currency for more dollars, or pounds for more pounds, or Saudi riyals for more riyals; this is the very essence of riba by the explicit text of the Sunnah from him, (peace and blessings be upon him).
And the one who says: that there is a verse that permits that is a liar, and the scholars do not hide that. The scholars clarify the truth—the scholars of the Sunnah, the scholars of truth—and if he intends by his statement—(Exalted and Majestic is He): [al-Baqarah:282], this does not contain the permission of riba. This is a general verse, and the Prophet (peace and blessings be upon him) interpreted it, interpreting it with explicit texts.
So the intended meaning is if they transact with a debt, meaning: he sold a commodity on credit, he sold his house on credit, he sold him food for money on credit. What is not permissible is selling gold for gold on credit. The intended meaning is that the permissible debt is selling land for a deferred price, selling a car for a deferred price, selling him wheat, or barley for a deferred price; there is no harm. This is the debt. As for selling currency for currency on a deferred basis; this is not permissible. Nor wheat for wheat on a deferred basis, nor gold for silver on a deferred basis, nor wheat for barley on a deferred basis, by the explicit text of the Sunnah from the Prophet (peace and blessings be upon him).
So currency exchange and riba are known, and the other transactions are known. Yes, we ask Allah for well-being.
The presenter : O Allah, amen. May Allah reward you with good, and may He do you good.
A message was sent from the Syrian Arab Republic by the listener Saif al-Atiyyah and Falah ....... The two brothers ask, saying: Is it permissible to deal in currency? For example: I took one thousand Syrian pounds from a person on the condition that I return it to him within a specific period with an excess of five hundred pounds. Is this permissible or not?
The Shaykh : Repeat, repeat.
The presenter : Is it permissible to deal in currency? For example: I took one thousand Syrian pounds from a person on the condition that I return it to him within a specific period with an excess of five hundred pounds. And is there a hadith, or a Qur'anic verse, that specifies this? Knowing that the person claims and swears that there is a verse that specifies this and permits it, and he justifies this by saying that the scholars sometimes hide it for some reason. So what is your guidance? May Allah reward you with good.
Answer:
This is the very essence of riba, this is the very essence of riba. The Prophet (peace and blessings be upon him) said:
Gold for gold, like for like, and silver for silver, like for like, and wheat for wheat, like for like, and barley for barley, like for like, and dates for dates, like for like. So whoever increases or demands an increase has committed riba.
الذهب بالذهب مثلًا بمثل، والفضة بالفضة مثلًا بمثل، والبر بالبر مثلًا بمثل، والشعير بالشعير مثلًا بمثل، والتمر بالتمر مثلًا بمثل، فمن زاد أو استزاد فقد أربىAnd the one who says: that there is a verse that permits that is a liar, and the scholars do not hide that. The scholars clarify the truth—the scholars of the Sunnah, the scholars of truth—and if he intends by his statement—(Exalted and Majestic is He):
O you who have believed, when you contract a debt for a specified term, write it down.
يَا أَيُّهَا الَّذِينَ آمَنُوا إِذَا تَدَايَنتُمْ بِدَيْنٍ إِلَى أَجَلٍ مُسَمًّى فَاكْتُبُوهُSo the intended meaning is if they transact with a debt, meaning: he sold a commodity on credit, he sold his house on credit, he sold him food for money on credit. What is not permissible is selling gold for gold on credit. The intended meaning is that the permissible debt is selling land for a deferred price, selling a car for a deferred price, selling him wheat, or barley for a deferred price; there is no harm. This is the debt. As for selling currency for currency on a deferred basis; this is not permissible. Nor wheat for wheat on a deferred basis, nor gold for silver on a deferred basis, nor wheat for barley on a deferred basis, by the explicit text of the Sunnah from the Prophet (peace and blessings be upon him).
So currency exchange and riba are known, and the other transactions are known. Yes, we ask Allah for well-being.
The presenter : O Allah, amen. May Allah reward you with good, and may He do you good.
Source
binbaz.org.sa
The Arabic text is copied verbatim from the original source, without any edits.