Ruling on buying a commodity with a deferred price and selling it for cash at a lower price

Question:
From Abha, a message was sent by a listener saying (M. S.) Asiri asks and says: Some people need sums of money, and they go buy cars on installments, then they sell them for cash at a price lower than what they bought them for. Is that permissible, or does it fall under riba? Please guide us, may Allah reward you with good.

Answer:
There is no harm in that; because the need calls for this matter, the need calls for such a matter, that a person buys a commodity like a car with a deferred price in installments; because he is in need to sell it afterwards and get married, or pay off debts upon him, or renovate his residence, or complete his residence, or something similar to that.
The point is: that this is permissible, if he buys a car, or other than that, in installments for known terms, then sells it for less than that after taking possession of it, if he bought it from its owner who it is with, if he bought it from its owner who it is present with, then sells it after taking possession of it and holding it for a lower price, or similar or higher, then there is no harm in that; because the need calls for this, not everyone finds someone to lend to him, so he sells the car and the like, then gets married, or completes the renovation of his house, or uses it to help in something else. Yes.

The presenter : May Allah reward you with good, and may He do you good.