The Superiority of Charity over Lending
Machine translationRead the Arabic original
Question:
He asks another question, saying: Which has a greater reward, charity or the reward of lending?
Answer:
Charity is required, and the believer should strive in it and be eager to help those in need. It is better than lending. The believer should be eager to give charity because it transfers ownership to the poor person, allowing him to dispose of it as he wishes. As for lending, the equivalent is returned. However, lending is prescribed, and it has merit, kindness, and assistance to the Muslim, alleviating distress and facilitating matters. The Prophet (peace and blessings be upon him) borrowed—(peace and blessings be upon him)—he said:Sunan Abi Dawud 3346Sahih (Al-Albani) So charity is better and of greater benefit, and lending is beneficial and useful, and a type of charity. Yes.
He asks another question, saying: Which has a greater reward, charity or the reward of lending?
Answer:
Charity is required, and the believer should strive in it and be eager to help those in need. It is better than lending. The believer should be eager to give charity because it transfers ownership to the poor person, allowing him to dispose of it as he wishes. As for lending, the equivalent is returned. However, lending is prescribed, and it has merit, kindness, and assistance to the Muslim, alleviating distress and facilitating matters. The Prophet (peace and blessings be upon him) borrowed—(peace and blessings be upon him)—he said:
for the best person is he who discharges his debt in the best manner
إن خيار الناس أحسنهم قضاءً
Source
binbaz.org.sa
The Arabic text is copied verbatim from the original source, without any edits.