What is the ruling on one who says "La hawla..." and does not complete the Hawqalah?

Question:
What is the ruling on one who says: "La hawla..." and does not complete: "La hawla wa la quwwata illa billah"?

Answer:
The prescribed phrase is: "La hawla wa la quwwata illa billah." One should not stop at "La hawla," but should recite it in its entirety. This is the Sunnah: "La hawla wa la quwwata illa billah." If one says "La hawla illa billah" or "La quwwata illa billah," intending to belittle oneself, there is no harm. However, the Sunnah is to recite it in its entirety: "La hawla wa la quwwata illa billah."
Q: Some people say: "La hawla Allah"?
A: He is taught. He is a layperson, and he is taught the phrase.
Q: Do you mean that some laypeople say: "La hawla"?
A: He is taught: "La hawla illa billah," meaning: "I have no power to change anything except by Allah," or "I have no strength except by Allah." But if he knows, he is told: Complete it. Say: "La hawla wa la quwwata illa billah." He is taught the Sunnah. Good.