Insurance for cars against accidents
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The question. The second ruling of Fatwa No. ( 2759 )
Q2: What is the Islamic view on insuring cars against accidents, and if an accident occurs and the other party is the cause, and the law rules in my favor with a fine, is it permissible to take it?
A2: Car insurance is commercial insurance, and commercial insurance is
Commercial insurance is forbidden; because it includes usury or interest, excessive uncertainty in a contract, ignorance, and other reasons for prohibition, it is not permissible for you to take what the law has ruled in your favor based on the insurance. And whoever gives up something for the sake of Allah, Allah will replace it with something better, as He the Exalted said:[At-Talaq 65:2-3]
Q2: What is the Islamic view on insuring cars against accidents, and if an accident occurs and the other party is the cause, and the law rules in my favor with a fine, is it permissible to take it?
A2: Car insurance is commercial insurance, and commercial insurance is
Commercial insurance is forbidden; because it includes usury or interest, excessive uncertainty in a contract, ignorance, and other reasons for prohibition, it is not permissible for you to take what the law has ruled in your favor based on the insurance. And whoever gives up something for the sake of Allah, Allah will replace it with something better, as He the Exalted said:
And whoever fears Allah - He will make for him a way out (3) And will provide for him from where he does not expect.
وَمَنْ يَتَّقِ اللَّهَ يَجْعَلْ لَهُ مَخْرَجًا (2) وَيَرْزُقْهُ مِنْ حَيْثُ لاَ يَحْتَسِبُ
Source
www.alifta.gov.sa
The Arabic text is copied verbatim from the original source, without any edits.