Warning that it is not permissible to participate in insurance except in cases of dire necessity.

The Shaykh : Therefore, I believe that it is not permissible to participate in insurance companies or deal with them, except for what you are compelled to do. There is a type of car insurance in some countries that forces owners to insure their vehicles, and it is called partial insurance in some countries, while full insurance remains optional. Whoever is compelled to pay the partial insurance is like the taxes imposed in some countries, which the taxed have no choice but to pay, otherwise their lives would be disrupted; for example, they would not be able to build houses to live in, because there are taxes and what they call honorary fees, and I do not know what other things there are. As long as a person is not given the choice to pay a type of these taxes, but is forced to do so by the state, then he also pays the compulsory insurance related to the car. However, for a person to participate by his own choice, this is not permissible, as it has become clear from the previous discussion that it is gambling and maysir (gambling), and that is not permissible because it is forbidden in the Noble Qur'an. Nor should we be deceived by naming things with names other than their true names. This is all I have regarding this question.