The Criterion for Excess in Acts of Worship and Customs, and the Ruling on Installment Sales
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Some scholars say: Excess is a relative matter.And he says: It is so in the purchase of perfume; there is no excess in it no matter how much a person buys. And it is mentioned that it is narrated from the Prophet (peace and blessings be upon him) regarding this?
As for excess in acts of worship, it is not a relative matter; because it is defined by the Shari'ah. The Prophet (peace and blessings be upon him) performed ablution once, twice, and three times.And he said: (Whoever goes beyond this has done wrong, transgressed, and wronged himself).
As for excess in customs, it is a relative matter. A thing may be considered excess for a certain group, but not for another group. It may be excess for the people of one country, but not for the people of another country. So it is a relative matter.And this is known by the rule: Excess is going beyond the limit. As for perfume, there is no doubt that if a person is wealthy and buys good, expensive perfume, he is not considered excessive. Especially since good perfume, as is known, retains its scent for a long time and is more pleasant. But if a person is of moderate means or poor, then buying such perfume is considered excess on his part. The same applies to vehicles. Some people are of moderate means or lower, yet they buy a car (Caprice) or a more luxurious one; because they see their wealthy neighbor has such a car, or their classmate at school, or the like. Especially when this door was opened, which we ask Allah to close; the door of installment sales. It is, in reality, a trick against the Lord of the Worlds, and it is a great harm to the economies of countries and to the debts of people. For the poor and destitute, it is now easy for them to borrow in this way.And that he goes to the merchant and says: "Buy me such and such a car, from the most luxurious cars." Then the merchant buys it and sells it to him with an interest-based increase. The merchant did not buy it for himself; he bought it for this person, and had it not been for him, he would never have bought it.And their saying: They do not force him.Meaning: If a car merchant does not force the borrower to accept, this does not deceive anyone. But it is, in reality, an argument. As for the reality, it is not so.Because no person comes to someone and says: "Buy me such and such a car, or buy such and such iron to build my house, or such and such cement to build my house." Then he returns and withdraws, and this is very far-fetched. You hardly find one case out of a thousand, if you find any. All of this is a trick—may Allah protect us—from the Lord of the Worlds. And Allah knows best. I do not claim knowledge of the unseen.And I do not say: That I am a prophet—that the end of these people will be bankruptcy. These who have tricked the Lord of the Worlds, Mighty and Majestic, and occupied the debts of Allah's servants in this way. Allah knows best that their end will be bankruptcy.
As for excess in acts of worship, it is not a relative matter; because it is defined by the Shari'ah. The Prophet (peace and blessings be upon him) performed ablution once, twice, and three times.And he said: (Whoever goes beyond this has done wrong, transgressed, and wronged himself).
As for excess in customs, it is a relative matter. A thing may be considered excess for a certain group, but not for another group. It may be excess for the people of one country, but not for the people of another country. So it is a relative matter.And this is known by the rule: Excess is going beyond the limit. As for perfume, there is no doubt that if a person is wealthy and buys good, expensive perfume, he is not considered excessive. Especially since good perfume, as is known, retains its scent for a long time and is more pleasant. But if a person is of moderate means or poor, then buying such perfume is considered excess on his part. The same applies to vehicles. Some people are of moderate means or lower, yet they buy a car (Caprice) or a more luxurious one; because they see their wealthy neighbor has such a car, or their classmate at school, or the like. Especially when this door was opened, which we ask Allah to close; the door of installment sales. It is, in reality, a trick against the Lord of the Worlds, and it is a great harm to the economies of countries and to the debts of people. For the poor and destitute, it is now easy for them to borrow in this way.And that he goes to the merchant and says: "Buy me such and such a car, from the most luxurious cars." Then the merchant buys it and sells it to him with an interest-based increase. The merchant did not buy it for himself; he bought it for this person, and had it not been for him, he would never have bought it.And their saying: They do not force him.Meaning: If a car merchant does not force the borrower to accept, this does not deceive anyone. But it is, in reality, an argument. As for the reality, it is not so.Because no person comes to someone and says: "Buy me such and such a car, or buy such and such iron to build my house, or such and such cement to build my house." Then he returns and withdraws, and this is very far-fetched. You hardly find one case out of a thousand, if you find any. All of this is a trick—may Allah protect us—from the Lord of the Worlds. And Allah knows best. I do not claim knowledge of the unseen.And I do not say: That I am a prophet—that the end of these people will be bankruptcy. These who have tricked the Lord of the Worlds, Mighty and Majestic, and occupied the debts of Allah's servants in this way. Allah knows best that their end will be bankruptcy.