The ruling on the (check) issued in exchange for safety at the end of the Gregorian year
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[The ruling on the (check) issued in exchange for safety at the end of the Gregorian year]
There is a company I work for that pays us a check at the end of the Gregorian year worth one hundred and seventy-three riyals in exchange for safety -Meaning: traffic accidents- and this check can only be redeemed from one company, which is Sabico, meaning: you cannot cash it?The Shaykh: What is its value?The questioner: Its value is one hundred and seventy-three riyals.
The Shaykh: One hundred and seventy-three riyals only?The questioner: Yes, that is correct.
The Shaykh: Only?The questioner: Yes, this is only in exchange for safety.
The Shaykh: Do you mean one hundred thousand riyals?The questioner: No, one hundred and seventy-three riyals.
The Shaykh: Only?The questioner: Yes, that is correct.
The questioner: This check, O Shaykh.
The Shaykh: In exchange for what? Safety?The questioner: I mean, from accidents and traffic violations, and no cash is withdrawn from it, but rather goods from Sabico.
So the question is: Is it permissible to sell this check for less than one hundred and twenty, and is it considered a commodity or money?The Shaykh: It is absolutely not permissible, because you are given it as if it were dirhams, but I am in doubt about this transaction. On what basis did they give it to you? The matter of safety is not their concern, but if Allah keeps you safe from accidents, is that due to your action?The questioner: No.
It is not due to my action.
The Shaykh: from Allah, Mighty and Majestic.
How do they give you compensation for something that is not due to your action?
And if it is a reward, how can the reward be one hundred and thirty-seven riyals?
The questioner: This check, O Shaykh, is with me?The Shaykh: This is a certificate written on it that entitles its holder to obtain goods worth one hundred and seventy-three riyals, and I do not know, by Allah, I do not know the answer to it.
The questioner: What is the ruling if I sell it for less?The Shaykh: No, do not sell it, return it to them.
The questioner: O Shaykh, if I am regular with traffic, then this serves as an incentive for me and a prize from the company itself.
The Shaykh: But what can a person buy with one hundred and seventy-three riyals?A carton of apples! The questioner: Yes, should I return it, O Shaykh?The Shaykh: Yes, by Allah, I see the most cautious course is for you to return it; because, by Allah, there is doubt about this. If these matters are great in their estimation, it is not a prize of one hundred and seventy-three riyals, and then one hundred and seventy-three riyals is a benefit for them;Because he says: you must buy your needs from them with it.
The questioner: No, not from them, from another company.
The Shaykh: Or from another company, it is none of their business, as long as it is my property, I do with it what I want.
The questioner: There are many employees, perhaps ten thousand. The Shaykh: As for me, I do not have an answer regarding it, and the safest course for you is to simply return it.
There is a company I work for that pays us a check at the end of the Gregorian year worth one hundred and seventy-three riyals in exchange for safety -Meaning: traffic accidents- and this check can only be redeemed from one company, which is Sabico, meaning: you cannot cash it?The Shaykh: What is its value?The questioner: Its value is one hundred and seventy-three riyals.
The Shaykh: One hundred and seventy-three riyals only?The questioner: Yes, that is correct.
The Shaykh: Only?The questioner: Yes, this is only in exchange for safety.
The Shaykh: Do you mean one hundred thousand riyals?The questioner: No, one hundred and seventy-three riyals.
The Shaykh: Only?The questioner: Yes, that is correct.
The questioner: This check, O Shaykh.
The Shaykh: In exchange for what? Safety?The questioner: I mean, from accidents and traffic violations, and no cash is withdrawn from it, but rather goods from Sabico.
So the question is: Is it permissible to sell this check for less than one hundred and twenty, and is it considered a commodity or money?The Shaykh: It is absolutely not permissible, because you are given it as if it were dirhams, but I am in doubt about this transaction. On what basis did they give it to you? The matter of safety is not their concern, but if Allah keeps you safe from accidents, is that due to your action?The questioner: No.
It is not due to my action.
The Shaykh: from Allah, Mighty and Majestic.
How do they give you compensation for something that is not due to your action?
And if it is a reward, how can the reward be one hundred and thirty-seven riyals?
The questioner: This check, O Shaykh, is with me?The Shaykh: This is a certificate written on it that entitles its holder to obtain goods worth one hundred and seventy-three riyals, and I do not know, by Allah, I do not know the answer to it.
The questioner: What is the ruling if I sell it for less?The Shaykh: No, do not sell it, return it to them.
The questioner: O Shaykh, if I am regular with traffic, then this serves as an incentive for me and a prize from the company itself.
The Shaykh: But what can a person buy with one hundred and seventy-three riyals?A carton of apples! The questioner: Yes, should I return it, O Shaykh?The Shaykh: Yes, by Allah, I see the most cautious course is for you to return it; because, by Allah, there is doubt about this. If these matters are great in their estimation, it is not a prize of one hundred and seventy-three riyals, and then one hundred and seventy-three riyals is a benefit for them;Because he says: you must buy your needs from them with it.
The questioner: No, not from them, from another company.
The Shaykh: Or from another company, it is none of their business, as long as it is my property, I do with it what I want.
The questioner: There are many employees, perhaps ten thousand. The Shaykh: As for me, I do not have an answer regarding it, and the safest course for you is to simply return it.