The ruling on the money the bank takes when cashing a check
Machine translationRead the Arabic original
The Shaykh: My brother, rent? Rent is not what we are discussing. The value of the check is one hundred dinars; will they give you one hundred dinars, or will they deduct from it?
The questioner: No, they will deduct from it.
The Shaykh : For what purpose?
The questioner: Their fees.
The Shaykh: Their fees. Now, if this check came to them a week ago, would they still deduct from you?
The questioner: Yes.
The Shaykh: Yes, this is open riba (usury or interest).
The questioner: Because we do not have an account with them, so they deduct it here from the value of the check.
The Shaykh: My brother, this is a riba-based justification, a forbidden justification. The fact that you do not have an account is how they justify it, but if the check came to you ten days ago, they have benefited from this money that was transferred to them. So, in any case, this is riba and it is not permissible either.
The questioner : Fine, may Allah reward you with good.
The Shaykh: And welcome to you, how are you?
The questioner: No, they will deduct from it.
The Shaykh : For what purpose?
The questioner: Their fees.
The Shaykh: Their fees. Now, if this check came to them a week ago, would they still deduct from you?
The questioner: Yes.
The Shaykh: Yes, this is open riba (usury or interest).
The questioner: Because we do not have an account with them, so they deduct it here from the value of the check.
The Shaykh: My brother, this is a riba-based justification, a forbidden justification. The fact that you do not have an account is how they justify it, but if the check came to you ten days ago, they have benefited from this money that was transferred to them. So, in any case, this is riba and it is not permissible either.
The questioner : Fine, may Allah reward you with good.
The Shaykh: And welcome to you, how are you?
Source
www.al-albany.com
The Arabic text is copied verbatim from the original source, without any edits.