regarding the ruling on the loan of an animal in exchange for a loan?
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The Shaykh : ... One person has a she-camel, or a sheep; his neighbor prevents him from it; the Messenger (peace and blessings be upon him) encouraged the loan of an animal.
The questioner: Yes.
The Shaykh : The loan of an animal is a sheep, cow, or she-camel that is lent out to be milked ... for his neighbor or friend. At that time, what do you call it? Feeding, meaning, feeding the animal.
The questioner : The fodder.
The Shaykh : The fodder. Feeding the animal was easy at that time, so the person who lent out the animal in exchange for feeding it would ride it, milk it, and benefit from it. It is as if the Wise Lawgiver made the riding and benefiting from the milk the compensation for the feeding given to the one who lent it out. So, if it is done in this manner, it is a matter of doing good to the Muslim neighbor, and there is no problem with it being permissible. However, we must be careful to avoid deception in the matter. If a person has a cow, and feeding the cow is not as easy as it was in that time because you have to buy it, and perhaps feeding it costs half ... but it yields milk in multiplied amounts. So, for example, I need one thousand pounds, so I come to borrow the thousand from you and give you what? The cow. You find that ... you put fodder on it costing, for example, five pounds, and it brings you fifteen pounds every day. If this is the case ... then it is not permissible, and the matter returns to being like the sale of death, which they call the sale of death. But if the intention is to do good to one who is deprived of milk and deprived of riding, and he benefits from it by riding and benefits from its milk, and so on, and in return for that, of course, he has to bear the cost, then this is what the Lawgiver permitted. So, the form that ... if it is free from the path of deception to consume usury or interest, there is nothing wrong with it; otherwise, there is everything wrong with it.
Eid Abbasi : If ... is it permissible?
The Shaykh: Yes.
Eid Abbasi : ... .
The Shaykh: No, no... .
...
The questioner: Yes.
The Shaykh : The loan of an animal is a sheep, cow, or she-camel that is lent out to be milked ... for his neighbor or friend. At that time, what do you call it? Feeding, meaning, feeding the animal.
The questioner : The fodder.
The Shaykh : The fodder. Feeding the animal was easy at that time, so the person who lent out the animal in exchange for feeding it would ride it, milk it, and benefit from it. It is as if the Wise Lawgiver made the riding and benefiting from the milk the compensation for the feeding given to the one who lent it out. So, if it is done in this manner, it is a matter of doing good to the Muslim neighbor, and there is no problem with it being permissible. However, we must be careful to avoid deception in the matter. If a person has a cow, and feeding the cow is not as easy as it was in that time because you have to buy it, and perhaps feeding it costs half ... but it yields milk in multiplied amounts. So, for example, I need one thousand pounds, so I come to borrow the thousand from you and give you what? The cow. You find that ... you put fodder on it costing, for example, five pounds, and it brings you fifteen pounds every day. If this is the case ... then it is not permissible, and the matter returns to being like the sale of death, which they call the sale of death. But if the intention is to do good to one who is deprived of milk and deprived of riding, and he benefits from it by riding and benefits from its milk, and so on, and in return for that, of course, he has to bear the cost, then this is what the Lawgiver permitted. So, the form that ... if it is free from the path of deception to consume usury or interest, there is nothing wrong with it; otherwise, there is everything wrong with it.
Eid Abbasi : If ... is it permissible?
The Shaykh: Yes.
Eid Abbasi : ... .
The Shaykh: No, no... .
...
Source
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