A man who used a credit card or a visa card, and these cards carry heavy taxes, so this man emigrated to the lands of Islam and left the taxes upon him
Machine translationRead the Arabic original
The questioner : We were in America, O Shaykh, and we had a credit card.
The Shaykh : Praise be to Allah for safety.
The questioner : May Allah keep you safe.
The questioner : In America, a credit card or a visa card is used by a person to borrow money from the bank, or from necessities, it is considered in America so that you can deal with some companies and buy some necessities, but this carries very high riba (usury or interest) interest. A person decided to emigrate from this country, so he paid the amount due and the principal amount, and did not pay the riba (usury or interest) interest and left it. Is it permissible for him or not?
The Shaykh : From where is it permissible for him? He is drowning in impermissibility. Betrayal in Islam is not permissible.Jami` at-Tirmidhi 1264Da'if (Darussalam)
The questioner : Even if it is riba (usury or interest)?
The Shaykh : Even what?
The questioner : Even if it is riba (usury or interest)?
The Shaykh : I mean, here you know that it is riba (usury or interest), and when you deal with riba (usury or interest), you do not know.
The questioner : It is certainly from the necessities, meaning.
The Shaykh : It is certainly not from the necessities, because if he had remained in the lands of Islam, he would never have felt such a necessity. Yes, that is right.
Another questioner : I say, O Shaykh, it is not from the necessities; it is possible for one to live.
The Shaykh : May Allah reward you with good, and this is a witness from among the people of knowledge.
The questioner : And I am one hundred percent confident that a person can live there without needing it.
The Shaykh : That is it.
The questioner : And it is possible to live and manage without getting entangled in riba (usury or interest). I know a person in a city called Colorado who forgot to pay the bill. If he pays the bill in full, they do not charge him a percentage of riba (usury or interest). He forgot on the last day, so he sent the payment by express mail and paid eight dollars for the mail. If he had delayed and waited, he would have paid two dollars in riba (usury or interest). But when the company learned of this, they asked him why he did this. He said, "My religion forbids riba (usury or interest), so I am willing to pay eight dollars for the mail cost, but I will not pay you two dollars for riba (usury or interest)." So they raised his limit. This is, of course, given to him according to the account; he might use five hundred dollars, so they raised his limit to two thousand dollars because of his trustworthiness.
The questioner : Some companies do this.
The Shaykh : In any case, O our brothers, do not forget the saying of the Exalted, which is unfortunately forgotten by the masses of Muslims:[At-Talaq 65:2-3] This is one thing.
The Shaykh : Praise be to Allah for safety.
The questioner : May Allah keep you safe.
The questioner : In America, a credit card or a visa card is used by a person to borrow money from the bank, or from necessities, it is considered in America so that you can deal with some companies and buy some necessities, but this carries very high riba (usury or interest) interest. A person decided to emigrate from this country, so he paid the amount due and the principal amount, and did not pay the riba (usury or interest) interest and left it. Is it permissible for him or not?
The Shaykh : From where is it permissible for him? He is drowning in impermissibility. Betrayal in Islam is not permissible.
Fulfill the trust for the one who entrusted you, and do not cheat the one who cheated you.
أدّ الأمانة إلى من ائتمنك ولا تخن من خانكThe questioner : Even if it is riba (usury or interest)?
The Shaykh : Even what?
The questioner : Even if it is riba (usury or interest)?
The Shaykh : I mean, here you know that it is riba (usury or interest), and when you deal with riba (usury or interest), you do not know.
The questioner : It is certainly from the necessities, meaning.
The Shaykh : It is certainly not from the necessities, because if he had remained in the lands of Islam, he would never have felt such a necessity. Yes, that is right.
Another questioner : I say, O Shaykh, it is not from the necessities; it is possible for one to live.
The Shaykh : May Allah reward you with good, and this is a witness from among the people of knowledge.
The questioner : And I am one hundred percent confident that a person can live there without needing it.
The Shaykh : That is it.
The questioner : And it is possible to live and manage without getting entangled in riba (usury or interest). I know a person in a city called Colorado who forgot to pay the bill. If he pays the bill in full, they do not charge him a percentage of riba (usury or interest). He forgot on the last day, so he sent the payment by express mail and paid eight dollars for the mail. If he had delayed and waited, he would have paid two dollars in riba (usury or interest). But when the company learned of this, they asked him why he did this. He said, "My religion forbids riba (usury or interest), so I am willing to pay eight dollars for the mail cost, but I will not pay you two dollars for riba (usury or interest)." So they raised his limit. This is, of course, given to him according to the account; he might use five hundred dollars, so they raised his limit to two thousand dollars because of his trustworthiness.
The questioner : Some companies do this.
The Shaykh : In any case, O our brothers, do not forget the saying of the Exalted, which is unfortunately forgotten by the masses of Muslims:
whoever fears Allah - He will make for him a way out (3) And will provide for him from where he does not expect
و يتّق الله يجعل له مخرجا و يرزقه من حيث لا يحتسب
Source
www.al-albany.com
The Arabic text is copied verbatim from the original source, without any edits.