If an accident occurs and the cause is a third party, what is the ruling regarding insurance?
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The questioner : In the case of a car accident and insurance, if the third party is the cause and harm befalls him and those with him in the car, does the ruling differ?
The Shaykh : It does not differ regarding the third party; he must pay the compensation or blood money according to the actual circumstances.
The questioner : Yes, the third party pays. Consequently, if the third party does not pay, the insurance pays on his behalf.
The Shaykh : We do not recognize insurance.
The questioner : We recognize the third party.
The Shaykh : But.
The Shaykh : It does not differ regarding the third party; he must pay the compensation or blood money according to the actual circumstances.
The questioner : Yes, the third party pays. Consequently, if the third party does not pay, the insurance pays on his behalf.
The Shaykh : We do not recognize insurance.
The questioner : We recognize the third party.
The Shaykh : But.
Source
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The Arabic text is copied verbatim from the original source, without any edits.