What is the ruling on a man who wants to buy a car, and the seller says to him, “I will buy it for you for cash at such-and-such a price, and on installments at a higher price”?

The Shaykh : But he sells it for fifty, and he has lent the buyer the price of the car, and this is better. As for if the cars are in the possession of the man and people come to buy from him, and he says to them: “If you buy on installments, it is such-and-such, and if you buy for cash, it is such-and-such,” meaning a lower price, for example, he says: “It is sixty thousand on installments and fifty thousand for cash,” then there is nothing wrong with this, if the buyer takes it for one of the two prices, because there is no objection in this; there is no riba (usury or interest), and there is no ambiguity or gharar (excessive uncertainty in a contract). Rather, it is a clear sale; the buyer will not depart without knowing his situation, whether he bought it on credit or bought it for cash. As for what some scholars held, saying that this is two sales in one sale, and that the Prophet (peace and blessings be upon him) forbade two sales in one sale, this is not correct. Because if you say, “This is twenty on credit, or ten for cash,” and he takes it for one of the two prices, there are not two sales; it is one sale, but the person is given the choice between two prices: one is higher but deferred, and the other is lower but cash.
Two sales in one sale applies only to the issue of 'inah (a buy-back sale used to disguise a loan), which is: a person sells something for one hundred on credit, then buys it back for eighty in cash. This is the 'inah (a buy-back sale used to disguise a loan) about which the Prophet (peace and blessings be upon him) warned in his saying: , yes.