If a person borrows two loans from another, one secured by a pledge and the other unsecured, and then repays half of the loan, is he permitted to release the pledge?
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The questioner : Your Eminence, the Shaykh.
The Shaykh : Yes.
The questioner : May Allah reward you. If a person borrows from another...
The Shaykh : If so.
The questioner : If a person borrows two loans from another, one secured by a pledge and the other without a pledge, and the borrower wants to repay the first loan and release the pledge, whose word is accepted?
The Shaykh : The word of the debtor.
The questioner : The one who is the borrower?
The Shaykh : Yes, the borrower. If he says, for example, "The debt is one hundred thousand without a pledge and one hundred thousand with a pledge," and then he pays it off and says, "This is for the debt that has the pledge," his word is accepted because he is the one who owes the debt. Yes, after that.
The questioner : O honorable Shaykh.
The Shaykh : Yes.
The Shaykh : Yes.
The questioner : May Allah reward you. If a person borrows from another...
The Shaykh : If so.
The questioner : If a person borrows two loans from another, one secured by a pledge and the other without a pledge, and the borrower wants to repay the first loan and release the pledge, whose word is accepted?
The Shaykh : The word of the debtor.
The questioner : The one who is the borrower?
The Shaykh : Yes, the borrower. If he says, for example, "The debt is one hundred thousand without a pledge and one hundred thousand with a pledge," and then he pays it off and says, "This is for the debt that has the pledge," his word is accepted because he is the one who owes the debt. Yes, after that.
The questioner : O honorable Shaykh.
The Shaykh : Yes.