What is the ruling on periodic checks?
Machine translationRead the Arabic original
The questioner : Regarding periodic checks, if ... he gives ... a check ... to one of the countries to buy with it, or even the same country goes to the markets and buys ... then his number is taken and they give him cash? They give him at the currency exchange shops, is he not beautifying it?
The Shaykh : A transfer, you mean? A check?
The questioner : No, it is when ... a shop.
The Shaykh : Yes.
The questioner : ... a shop gives him checks for money, they give him this check ...
The Shaykh : I mean, for example, I deposited ten thousand riyals with this shop, for example, and they gave me a paper with a transfer.
The questioner : Yes, indeed.
The Shaykh : Is that right?
The questioner : Yes, indeed.
The Shaykh : There is nothing wrong with it. A transfer.
The questioner : No, for example, a bank gives you a paper ... for example, four thousand.
The Shaykh : Yes.
The questioner : I go to shops ...
The Shaykh : I mean, I gave it four thousand?
The questioner : No, its value is four thousand.
The Shaykh : ... .
The questioner : ... .
The Shaykh : A paper worth four thousand, this or a qirsh.
The questioner : No, you gave it the value of four thousand.
The Shaykh : Yes?
The questioner : You gave it the value.
The Shaykh : You gave it the value of four thousand, okay.
The questioner : They give you the paper, then you go to the shop and give him your number, he takes your number, and then he settles the account with you through the bank.
The Shaykh : Yes, but is there no riba?
The questioner : No, there is none.
The Shaykh : There is nothing wrong with it, my brother, there is nothing wrong with it.
The questioner : But what I mean is that it is.
The Shaykh : Yes?
The questioner : Traveler's.
Another questioner: They made it a traveler's check.
The Shaykh : The important thing is that as long as there is no riba, there is nothing wrong with it. The utmost of the matter is that the bank attests that the bank has four thousand, for example, or ten thousand for this man. Every time he buys something, it is deducted, until the card is finished. If there is no riba, there is nothing wrong with it.
The questioner : And if he buys gold with it, or ...
The Shaykh : It is all the same, it does not matter, gold?
The questioner : Yes, indeed.
The Shaykh : No, gold is not possible because he must take the equivalent. Yes.
The questioner : ... .
The Shaykh : Yes?
The questioner : ... .
The Shaykh : Come on.
The questioner : ... Shaykh, three.
The Shaykh : Yes.
The Shaykh : A transfer, you mean? A check?
The questioner : No, it is when ... a shop.
The Shaykh : Yes.
The questioner : ... a shop gives him checks for money, they give him this check ...
The Shaykh : I mean, for example, I deposited ten thousand riyals with this shop, for example, and they gave me a paper with a transfer.
The questioner : Yes, indeed.
The Shaykh : Is that right?
The questioner : Yes, indeed.
The Shaykh : There is nothing wrong with it. A transfer.
The questioner : No, for example, a bank gives you a paper ... for example, four thousand.
The Shaykh : Yes.
The questioner : I go to shops ...
The Shaykh : I mean, I gave it four thousand?
The questioner : No, its value is four thousand.
The Shaykh : ... .
The questioner : ... .
The Shaykh : A paper worth four thousand, this or a qirsh.
The questioner : No, you gave it the value of four thousand.
The Shaykh : Yes?
The questioner : You gave it the value.
The Shaykh : You gave it the value of four thousand, okay.
The questioner : They give you the paper, then you go to the shop and give him your number, he takes your number, and then he settles the account with you through the bank.
The Shaykh : Yes, but is there no riba?
The questioner : No, there is none.
The Shaykh : There is nothing wrong with it, my brother, there is nothing wrong with it.
The questioner : But what I mean is that it is.
The Shaykh : Yes?
The questioner : Traveler's.
Another questioner: They made it a traveler's check.
The Shaykh : The important thing is that as long as there is no riba, there is nothing wrong with it. The utmost of the matter is that the bank attests that the bank has four thousand, for example, or ten thousand for this man. Every time he buys something, it is deducted, until the card is finished. If there is no riba, there is nothing wrong with it.
The questioner : And if he buys gold with it, or ...
The Shaykh : It is all the same, it does not matter, gold?
The questioner : Yes, indeed.
The Shaykh : No, gold is not possible because he must take the equivalent. Yes.
The questioner : ... .
The Shaykh : Yes?
The questioner : ... .
The Shaykh : Come on.
The questioner : ... Shaykh, three.
The Shaykh : Yes.