What is obligatory for one who had money in the bank and then repented, knowing that he had received interest before that, and the bank suffered a loss such that he was given less than

The questioner : The honorable Shaykh, one of the brothers used to keep his money in the bank, and praise be to Allah, by the grace of Allah the Mighty and Majestic, he repented from that. He means, regarding the shares, he says one of the shares was worth one hundred riyals, and the bank lost money, so they returned to him, meaning they returned less than his money, from his capital. He knows that if he repents, he has his capital, but before that, they distributed profits of five riyals, meaning it did not reach one hundred. He took the profits. He asks whether he should get rid of these five or whether they are considered part of his capital.

The Shaykh : It is obligatory for him to get rid of these five, because these five, at that time, are considered an increase.

The questioner : Profits.

The Shaykh : They are considered riba (usury or interest). What are profits? They are a loss. So he has to give in charity what he received as an increase before repenting, to get rid of it. Do not draw near to Allah with it. Yes.

The questioner : And if, at the time of his repentance, meaning he wanted to settle his account, they gave him the five.

The Shaykh : It is the same thing, because as long as he lost now, it means that this increase was before the decrease occurred in it.

The questioner : May Allah reward you with good

The Shaykh : From the one who showed.