And she has the right to dispose of it, and its zakah is her responsibility

The Shaykh :"And she has the right to dispose of it" means the specific item. "And its zakah is her responsibility" She has the right to dispose of it in what way? By renting it out, using it, selling it, and doing anything else she wishes, as she has full control over it because she owns it. How does she own it? Through the contract. And its zakah is her responsibility if it is of the type that is subject to zakah. For example, if he gives her one hundred mithqals of jewelry as her mahr, saying, "This is your mahr," and she takes possession of it, but the husband has not yet consummated the marriage, and it remains with her for a year while the husband has not entered upon her, on whom is the zakah due? On the wife or the husband? On the wife, because the mahr is a specific item. However, if he says, "I give you one hundred mithqals of gold as mahr," the rulings are reversed: the increase belongs to the wife if it is of the type that increases, and there is no zakah on the woman for it unless she takes possession of it and we hold that zakah is obligatory on debts, which is a separate matter. The important point is that the author’s statement here concerns the specific item, not what is owed in debt. His statement is about the specific item: she has the right to dispose of it, and its zakah is her responsibility.