When is the supplication "I seek refuge in You from stinginess and cowardice..." recited?
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Question:
Are these supplications recited in the morning and evening?
Answer:
It is reported in the narration of Sa'd that it is recited at the end of the prayer: "O Allah, I seek refuge in You from stinginess and cowardice..." to the end. As for supplications, when they are stated generally, a person may recite them whenever he wishes: in the morning, in the evening, during the day, at any time. What the Prophet (peace and blessings be upon him) stated generally is to be recited at any time.
Are these supplications recited in the morning and evening?
Answer:
It is reported in the narration of Sa'd that it is recited at the end of the prayer: "O Allah, I seek refuge in You from stinginess and cowardice..." to the end. As for supplications, when they are stated generally, a person may recite them whenever he wishes: in the morning, in the evening, during the day, at any time. What the Prophet (peace and blessings be upon him) stated generally is to be recited at any time.
Source
binbaz.org.sa
The Arabic text is copied verbatim from the original source, without any edits.