The Ruling on Zakah on Jewelry Intended for Adornment

The second question in the letter of 'Abd al-Rahman Muhammad Hizam al-Shaybani from Bahrah says: Is it permissible to pay zakah on the gold jewelry that a woman wears constantly, such as bangles and necklaces, or is it not? Please inform us, may Allah reward you.
Answer: There is scholarly disagreement regarding the gold and silver jewelry worn by women. Some scholars said that zakah is due on it, while others said that no zakah is due on it. The truth and the correct view is that zakah is due on it. The stronger opinion among scholars is that zakah is due on it if it reaches the nisab. If the gold reaches twenty mithqals, which is eleven and a half Saudi gold pounds, then zakah is due on it. If it is less than that, then no zakah is due on it, as the Sunnah from the Prophet (peace and blessings be upon him) indicates.
Likewise, if the jewelry is made of silver and reaches one hundred and forty mithqals, which is fifty-six Saudi silver riyals, then zakah is due on it. If it is less than that, then no zakah is due on it. This is the correct view. As for jewelry made of pearls, diamonds, agate, or the like, there is no zakah on it if it is not for trade but for wearing. Zakah is only due on gold and silver specifically if it reaches the nisab, as mentioned above, according to the preferred and correct opinion. Yes.