The Ruling on Zakah in Jewelry Intended for Adornment

Question:
His second question says: My wife keeps a certain amount of gold with the intention of wearing it as adornment. Is zakah obligatory on it, especially since we have heard several opinions on this matter?
Please issue a ruling for us. May Allah reward you with good.

Answer:
The scholars have differed regarding jewelry intended to be worn and actually worn. The correct view is that zakah is due on it. This is the correct position, based on several hadiths reported in this chapter. If the total amount of jewelry, including necklaces, bracelets, and the like, reaches the nisab for zakah, which is twenty mithqals of gold, then zakah becomes obligatory on it. The amount in current currency is eleven and a half Saudi riyals, which is three-sevenths of a riyal. However, three-sevenths is close to one-half, and one-half is clearer for people.
Therefore, the conclusion is: it is eleven and a half riyals. If the jewelry reaches this amount or more for a full lunar year, then zakah is due on it. If it is less than this, there is no zakah on it, even if it is being worn. This is the correct view among the scholars' opinions. Yes.