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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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What is the ruling on establishing an association to collect a specific amount monthly and assist the affected members of the association from it when in need?

Machine translationRead the Arabic original
The questioner : All right, Shaykh, a group of people collect money willingly, each one, for example, one hundred dinars a month, on the basis that if one of them is struck by a calamity, they give him from this money. Is this permissible?

The Shaykh : And what about the one who is not struck?

The questioner : The money remains, it continues to be collected.

The Shaykh : Meaning for an unspecified number of years.

The questioner : For years, and they may use it to help some poor people and so on.

The Shaykh : Meaning, the important thing is that there is no "I scratch your back, you scratch mine."

The questioner : Yes.

The Shaykh : Did you understand me?

The questioner : Yes, how is that, Shaykh?

The Shaykh : I scratch your back.

The questioner : This is like it happened to me, you see.

The Shaykh : I scratch your back, you scratch mine.

The questioner : Ah.

The Shaykh : Meaning, if you do a good deed for me, I do a good deed for you.

The questioner : Yes, yes.

The Shaykh : If it is not like that, then it falls under the category of
cooperate in righteousness and piety وَتَعَاوَنُوا عَلَى الْبِرِّ وَالتَّقْوَى
[Al-Ma'idah 5:2]
.

The questioner : Yes.

The Shaykh : But from which category is it?

The questioner : From this category, from cooperation in righteousness and piety.

The Shaykh : Yes, so it is good.

The questioner : Meaning, it is a good deed?

The Shaykh: Yes.

The questioner : May Allah reward you with good.

The Shaykh : And beware of that.

The questioner : Shaykh, has anything new been printed for you?

The Shaykh : No, it is currently under print, al-Adab al-Mufrad by Imam al-Bukhari.

The questioner : Ah, all right, may Allah bless you.

The Shaykh : May Allah bless you.

The questioner : Your prayers.

The Shaykh : And you as well, pray for us.

The questioner : All right, peace be upon you and Allah's mercy and blessings.

The Shaykh : And upon you be peace, and the mercy of Allah and His blessings and His forgiveness.
Source www.al-albany.com

The Arabic text is copied verbatim from the original source, without any edits.

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