The ruling on the Hajj of one who is from the people of Makkah and has a debt

Question:
I say: For example, like the people of Makkah, for instance: the journey is short for the Hajj, so if he has a debt, he does not perform the Hajj?

Answer:
No, he starts with the debt, so it is obligatory for him to start with the debt, unless the creditors are known and they forgive him, or he performs the Hajj at the expense of someone else, which does not harm them, and they are not spending anything; then there is no harm.
Q: The journey from Makkah to 'Arafah is short, meaning: the Hajj does not cost anything?
A: The point is: if his journey does not harm the creditors, then there is no harm.
Q: If it is short?
A: Short or long, if it does not harm them, then there is no harm.
Q: Meaning: the operative cause is not in the journey: that he is feared for?
A: The operative cause is in the harm, so he has to give the maintenance that he spends on the Hajj to the creditors.
Q: Meaning: the operative cause is not in the journey?
A: No, the operative cause is not in the journey, the operative cause is that they are more entitled to the Hajj maintenance.