The Nisab of Zakah on Gold and Silver

Is there zakah on a woman’s gold used for adornment, and on gold not used for adornment?
Answer: There is scholarly disagreement regarding gold and silver jewelry: whether it is subject to zakah or not. Some scholars hold that there is no zakah on it, and that its zakah is its use and lending it out. The second opinion, which is the more correct and stronger position, is that it is subject to zakah if it reaches the nisab and a lunar year has passed over it. Thus, if the gold reaches the nisab, or the silver does, it must be purified by zakah when a lunar year has passed over it, even if she is wearing it as necklaces, bracelets, rings, or the like. The nisab is eleven and a half Saudi pounds, which is twenty mithqals, or 212 grams. If the jewelry reaches this amount, it is subject to zakah from the gold.
As for silver, the nisab is one hundred and forty mithqals, which is the amount of fifty-six Saudi silver riyals, and anything more than that, as well as any paper currency equivalent to that amount, is subject to zakah when a lunar year has passed over it. As for what is less than that, there is no zakah on it. Yes.
The presenter: May Allah reward you with good and do you good.