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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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All sins are forgiven for the one who is killed in the path of Allah, except for debt.

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The Shaykh : However, it is necessary to point out something here so that our understanding of this hadith is complete and correct. We have stated that this hadith implies that the one who strives in the path of Allah (Mighty and Majestic) has his sins forgiven by Allah, and it is forbidden for him to enter Hellfire. The forgiveness of sins through jihad in the path of Allah is explicitly mentioned in a hadith narrated by Imam Muslim in his Sahih: that the Prophet (peace and blessings be upon him) mentioned one day that whoever is killed in the path of Allah (Mighty and Majestic) has all his sins forgiven by Allah. So Jibril (peace be upon him) descended upon our Prophet Muhammad (peace and blessings be upon him) and said to him: “Except for debt.” He (peace and blessings be upon him) said:
Except for debt إلا الدِّين
. The meaning of this is that whoever is killed striving in the path of Allah and becomes a martyr has all his sins forgiven except for debt. This means encouraging the Muslim not to leave any debt in his liability. When death and certainty come, his liability should be free and not occupied by any of the rights of people. Because this jihad in the path of Allah, which forgives all sins, prompted Jibril to descend upon the Prophet to say to him: “Except for debt,” because this is the right of people. Therefore, the Muslim must strive not to die with a right owed to any of the people. Also, this exception mentioned in the hadith we referred to earlier, which is the saying of Jibril: “Except for debt,” while it indicates to us the seriousness of debt, it is also necessary to clarify this debt that has this seriousness. The debt that has seriousness is the debt that the borrower takes out first when he is not in dire necessity for it, and second, when he is in dire necessity for it, he does not care about repaying it. So whoever dies with such a debt in his liability, this debt is not forgiven for him. So what is his case? How is the release from it, even after death? It is obligatory for the relatives of the deceased, because of the seriousness and importance of the debt as has become clear, to hasten to clear the liability of the deceased from the rights and debts upon him, fearing that he died with a debt and is responsible for it. As happened in the time of the Messenger (peace and blessings be upon him) when he addressed them one day and the Companions were gathered before him. He asked those present: “About so-and-so who recently passed away among his family? Who is his relative?” They remained silent. So the Messenger wanted to stir up their resolve and said to them:
He is detained in his grave because of a debt upon him. So one of the Companions, Abu Qatadah al-Ansari (may Allah be pleased with him), stood up and said: O Messenger of Allah, I will take upon myself its repayment. إنه محبوس في قبره على دين عليه ، فقام أحد الصحابة وهو أبو قتادة الأنصاري - رضي الله عنه - وقال يا رسول الله : عليّ وفاؤه
. Then he met him (peace and blessings be upon him) after a day or more and asked him about the debt he had promised to repay. He excused himself, so he (peace and blessings be upon him) encouraged him. Then shortly after, he informed him that he had fulfilled his promise and that he had paid the debt that was upon that deceased person. He (peace and blessings be upon him) said:
Now his skin has cooled down. الآن بردت جلدته
, implying that he was being tormented in his grave because of this right that was upon him. So when Abu Qatadah al-Ansari (may Allah be pleased with him) paid it off for him, his skin cooled down, meaning he was relieved from what he was in of torment.
Source www.al-albany.com

The Arabic text is copied verbatim from the original source, without any edits.

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