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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Please. The questioner: Yes, our Shaykh, our Shaykh, for example, ten brothers might gather, each paying fifty dinars, like in savings clubs, for example.

Machine translationRead the Arabic original
The Shaykh: Go ahead.

The questioner : Yes, our Shaykh, our Shaykh, for example, ten brothers might gather, each paying fifty dinars, like in savings clubs, for example. This would make the amount five hundred dinars, for example. This one is given it at the beginning, then this one, then this one. Is this practice prescribed, our Shaykh?

The Shaykh : I do not see it as prescribed, because excessive uncertainty in a contract will result from it, and gambling will result from it. For example, ten people subscribe, each of them paying one hundred dinars. At the end of the month, the first person takes one thousand dinars, correct?

The questioner: Yes.

The Shaykh : For a reason? And how many are the incidental matters, and for me, in exchange for what did he take the one thousand dinars?
The student : In exchange for the one hundred.

The Shaykh : The others lost; this is a gamble. Therefore, it is not permissible.

The questioner : Our Shaykh, if it were taken from the perspective of...

The Shaykh : Hmm, if... Every question has an answer, but the previous answer was based on the previous question.

The questioner : Our Shaykh, this is cooperation.

The Shaykh : Please, what is it?

The questioner : Yes, our Shaykh, I am saying this is cooperation, there is no, for example, loss and profit. Each person’s amount goes and comes back to him, but this now, and after a month, after two months, with the consent and approval of everyone.

The Shaykh : Okay, I ask you now: Is it not possible that the self has a share in such a partnership? It is all open. For example, I subscribe with you, and Zayd, and Bakr, ten people. When I received the one thousand dinars, is this not profit by the nearest path? And turning one’s back, could this happen or not?

The questioner : Yes, it is possible.

The Shaykh : Okay, block the door.

The questioner : Okay, if it did not happen and they were trustworthy.

The Shaykh : Block the door. Where are you with blocking the means to harm?

The questioner : Yes, may Allah reward you with good.

The Shaykh
is like a shepherd who pastures (his animals) near the Hima (private pasture) of someone else and at any moment he is liable to get in it ومَن حام حول الحمى يوشك أن يقعَ فيه
Bulugh al-Maram 16:32
It is not permissible.
Source www.al-albany.com

The Arabic text is copied verbatim from the original source, without any edits.

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