How to Deal with Compulsory Insurance
Machine translationRead the Arabic original
The student : As for the case where the insurance is in your hands, covering only third-party liability, that is the standard. Or even if it is neither this nor that. But if they force you to take comprehensive insurance, and may Allah forbid it, and you get into a car accident.
The Shaykh : Do not say "comprehensive insurance," just any insurance.
The questioner : Any insurance. So if they forced you to take this insurance, and may Allah forbid it, and you get into an accident, you only take what you paid from the moment you paid until the accident occurred. Yes, that is right. But here, Shaykh, there is a point... He is not better off, no, because basically I am not far away, let us get closer to the road from here, Shaykh.
The Shaykh : From here?
The questioner: Yes.
The Shaykh : Where is our road?
The questioner : Our road, Shaykh, is right in front of us, but instead of going to the town and the traffic now, we pass through another road. I told him that, of course, you only take what you paid, while the rest you attach it to or spend it on public facilities. Is this the answer, Shaykh, or is there anything more?
The Shaykh : If he is unable to take it, or rather.
The questioner : On the left, Shaykh.
The Shaykh : From here.
The questioner: Yes.
The Shaykh : And do not force him to take everything given to him.
The questioner : Yes, of course, if you did not pay it to him, it would be better for her, in terms of her share.
The Shaykh : From where?
The questioner : Yes, on the right. If now, Shaykh, he requested and whatnot and took the whole principal, but for example, he had paid him two thousand dinars and he took five thousand dinars.
The Shaykh : It is not permissible for him to take the remainder.
The questioner : He has to put it in public facilities because that is more appropriate at that time. Public facilities from the insurance company, Shaykh. May Allah reward you with good and bless you. On the right.
The Shaykh : We stopped at the chain of narration of the hadith. And if the chain of narration of the hadith is broken, that means it is not suitable for citation. So we returned from grading the first part of the hadith of al-Tirmidhi as good, and it remained in its original state, which is what? Weakness. Weakness, that is the story.
The questioner : Shaykh, may Allah bless you, if someone did that, is there anything wrong with it?
The Shaykh : Of course, it is not permissible for him to do it except with something that is established.
The questioner : May Allah reward you with good.
The Shaykh : Do not say "comprehensive insurance," just any insurance.
The questioner : Any insurance. So if they forced you to take this insurance, and may Allah forbid it, and you get into an accident, you only take what you paid from the moment you paid until the accident occurred. Yes, that is right. But here, Shaykh, there is a point... He is not better off, no, because basically I am not far away, let us get closer to the road from here, Shaykh.
The Shaykh : From here?
The questioner: Yes.
The Shaykh : Where is our road?
The questioner : Our road, Shaykh, is right in front of us, but instead of going to the town and the traffic now, we pass through another road. I told him that, of course, you only take what you paid, while the rest you attach it to or spend it on public facilities. Is this the answer, Shaykh, or is there anything more?
The Shaykh : If he is unable to take it, or rather.
The questioner : On the left, Shaykh.
The Shaykh : From here.
The questioner: Yes.
The Shaykh : And do not force him to take everything given to him.
The questioner : Yes, of course, if you did not pay it to him, it would be better for her, in terms of her share.
The Shaykh : From where?
The questioner : Yes, on the right. If now, Shaykh, he requested and whatnot and took the whole principal, but for example, he had paid him two thousand dinars and he took five thousand dinars.
The Shaykh : It is not permissible for him to take the remainder.
The questioner : He has to put it in public facilities because that is more appropriate at that time. Public facilities from the insurance company, Shaykh. May Allah reward you with good and bless you. On the right.
The Shaykh : We stopped at the chain of narration of the hadith. And if the chain of narration of the hadith is broken, that means it is not suitable for citation. So we returned from grading the first part of the hadith of al-Tirmidhi as good, and it remained in its original state, which is what? Weakness. Weakness, that is the story.
The questioner : Shaykh, may Allah bless you, if someone did that, is there anything wrong with it?
The Shaykh : Of course, it is not permissible for him to do it except with something that is established.
The questioner : May Allah reward you with good.
Source
www.al-albany.com
The Arabic text is copied verbatim from the original source, without any edits.