Is it permissible for a man to take from general insurance?
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The questioner : You know that insurance against third parties is mandatory for vehicles. So, if a driver is injured, or if a driver injures another person with his car, does he take from what insurance companies pay?
The Shaykh : For his own benefit, what he takes.
The questioner : For the benefit of others?
The Shaykh : For his own benefit, such that he is the one who benefits from what he takes. If he receives it under this insurance system, it is like money that he had deposited in the bank and they gave him what they call interest. This interest is not lawful for him, not even a single qirsh. Rather, he must spend it in public facilities. I say that the one who has comprehensive insurance and his car was destroyed, and he had paid the first installment, should not take the price of the car because it is gambling. If he takes it, he must spend it in public facilities. What do you have there?
The Shaykh : For his own benefit, what he takes.
The questioner : For the benefit of others?
The Shaykh : For his own benefit, such that he is the one who benefits from what he takes. If he receives it under this insurance system, it is like money that he had deposited in the bank and they gave him what they call interest. This interest is not lawful for him, not even a single qirsh. Rather, he must spend it in public facilities. I say that the one who has comprehensive insurance and his car was destroyed, and he had paid the first installment, should not take the price of the car because it is gambling. If he takes it, he must spend it in public facilities. What do you have there?
Source
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The Arabic text is copied verbatim from the original source, without any edits.