The Ruling on Seeking the Assistance of One Who Deals in Riba
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Your Eminence! There are bonds distributed from the price of wheat crops. One of the brothers has a bond from them with a high value, and he also has people asking him for a loan.So one of them said: Give me the bond and appoint me as your agent over it, and I will collect this debt in my own way and return the remainder to you. Is there anything wrong with this?The Shaykh: And he gives it to him.
The questioner: Yes.
The Shaykh: There is nothing wrong with it.
The questioner: Of course, if he gives him the bond and gives him agency, he pays it or does not pay it except through the bank.
The Shaykh: He will take the full amount in the bond.
The questioner: Through the bank, no; because they will take a fee from him.
The Shaykh: Yes, but I thought he had a limit with the responsible authorities, and it might affect him. The important thing is that if it does not result in riba, there is nothing wrong with it; that is, it is hiring.
The questioner: That is, we say: the riba is from him, not from me.
The Shaykh: No, if you know that he does not reach this except through riba, you have assisted him in sin,And Allah Mighty and Majestic says: [Al-Ma'idah: 2] ;But I heard that they relaxed it somewhat and said: Whoever wants to convert, he must divide this amount,For example: He has one hundred thousand, and he has people asking him; one asks for ten thousand, another twenty, and a third thirty. He wants to convert this amount; he converts it to those who are asking him. There is nothing wrong with it; it is a relaxation for him.
The questioner: Does the bank take one hundred riyals for every check?The Shaykh: I have not heard of this; I only heard of dividing it to make it easier for people, and this is good and resolves some of the issue.
The questioner: Yes.
The Shaykh: There is nothing wrong with it.
The questioner: Of course, if he gives him the bond and gives him agency, he pays it or does not pay it except through the bank.
The Shaykh: He will take the full amount in the bond.
The questioner: Through the bank, no; because they will take a fee from him.
The Shaykh: Yes, but I thought he had a limit with the responsible authorities, and it might affect him. The important thing is that if it does not result in riba, there is nothing wrong with it; that is, it is hiring.
The questioner: That is, we say: the riba is from him, not from me.
The Shaykh: No, if you know that he does not reach this except through riba, you have assisted him in sin,And Allah Mighty and Majestic says:
but do not cooperate in sin and aggression
وَلا تَعَاوَنُوا عَلَى الْأِثْمِ وَالْعُدْوَانِThe questioner: Does the bank take one hundred riyals for every check?The Shaykh: I have not heard of this; I only heard of dividing it to make it easier for people, and this is good and resolves some of the issue.