The widespread use of instant withdrawal cards in these days, through which the required amount is withdrawn from the customer's bank account from
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The questioner : May Allah reward the honorableThe Shaykh : The widespread use of instant withdrawal cards in these days, through which the required amount is withdrawn from the customer's bank account from any commercial establishment. The process of withdrawal in exchange for purchasing gold has posed a difficulty for us. So the question, O honorableThe Shaykh : Is it permissible to use it to purchase gold, or is there a doubt in that? Knowing that the purpose of using it is to limit carrying cash in the markets, given the dangers you are aware of, especially for women?
The Shaykh : But how, O? I did not understand, meaning that it is withdrawn for gold. The questioner? Yes?
The questioner : In the gold shop, this is withdrawn by card instead of paying cash; it is withdrawn from the bank account.
The Shaykh : And it is added to another account. Instant? Immediately, meaning?
The questioner : Yes.
The Shaykh : There is no harm. What I understood now, and perhaps you understood it too, is that the buyer comes to the shop owner and buys gold from him. Then, at the same time, the amount is transferred from the buyer's account to the seller's account. These people are considered to have taken possession of the goods before parting ways. And this is what is obligatory. So there is no harm in this transaction.
Yes.
The Shaykh : But how, O? I did not understand, meaning that it is withdrawn for gold. The questioner? Yes?
The questioner : In the gold shop, this is withdrawn by card instead of paying cash; it is withdrawn from the bank account.
The Shaykh : And it is added to another account. Instant? Immediately, meaning?
The questioner : Yes.
The Shaykh : There is no harm. What I understood now, and perhaps you understood it too, is that the buyer comes to the shop owner and buys gold from him. Then, at the same time, the amount is transferred from the buyer's account to the seller's account. These people are considered to have taken possession of the goods before parting ways. And this is what is obligatory. So there is no harm in this transaction.
Yes.