A man has a debt; is it permissible for him to seek the creditor's permission to perform Hajj?
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The questioner : He says: A debtor who has a debt, is it permissible for him to seek permission from his creditor to perform Hajj?
The Shaykh : I say that even if the creditor gives permission for Hajj, does his permission constitute a waiver of the debt? The answer is no, it is not a waiver of the debt. The reason for the debtor not performing Hajj is not whether his creditor gives permission or not; the reason is that his liability is occupied by the debt. Therefore, whether he gives permission or not, we say: Do not perform Hajj until you pay off your debt, because Hajj is not obligatory upon you. Spend the dirham or riyal that you would spend on Hajj on the debt.
The Shaykh : I say that even if the creditor gives permission for Hajj, does his permission constitute a waiver of the debt? The answer is no, it is not a waiver of the debt. The reason for the debtor not performing Hajj is not whether his creditor gives permission or not; the reason is that his liability is occupied by the debt. Therefore, whether he gives permission or not, we say: Do not perform Hajj until you pay off your debt, because Hajj is not obligatory upon you. Spend the dirham or riyal that you would spend on Hajj on the debt.