Khalid al-Anbari quoted words by Ibn al-Qayyim regarding disbelief and how it occurs.

Khalid al-Anbari: Perhaps I can clarify this.

The Shaykh : Yes.
Khalid al-Anbari: With a word from Ibn al-Qayyim (may Allah have mercy on him) that clarifies what I am trying to reach.

The Shaykh : Yes.
Khalid al-Anbari: In it, Ibn al-Qayyim clarifies that faith is speech and action. Ibn al-Qayyim (may Allah have mercy on him) says: "Faith is speech and action. Speech is the speech of the heart and the tongue, and action is the action of the heart and the tongue. The explanation of this is that whoever knows Allah with his heart but does not affirm it with his tongue is not a believer, as He said about the people of Pharaoh:

And they rejected them, while their [inner] selves were convinced thereof

وجحدوا بها واستيقنتها أنفسهم

[An-Naml 27:14]

These people had the speech of the heart, which is knowledge and awareness, but they were not thereby believers. Therefore, whoever says with his tongue what is not in his heart is not thereby a believer, but is among the hypocrites. Likewise, whoever knows with his heart and affirms with his tongue is not thereby a believer merely by that, until he performs the action of the heart: love, hatred, loyalty, and enmity. He loves Allah and His Messenger, he is loyal to the awliya (close friends of Allah), and he is hostile to their enemies. He submits his heart to Allah alone and obeys the following of His Messenger, his obedience, and adherence to His Shari'ah, outwardly and inwardly. And if he does that, it is not sufficient for the perfection of his faith until he does what he was commanded to do. These four pillars are the pillars of faith upon which its structure is built." The point from Ibn al-Qayyim's word is the necessity of the action of the heart. A person may affirm Islam and then mock the verses of Allah and His messengers, while the affirmation of the verses of Allah and His messengers remains settled in his heart, but he mocks them. This lack of the action of the heart required him to revere Allah and His Messenger along with the affirmation. By lacking this pillar, he has disbelieved in the Great Allah, because the pillars of faith, as we learned from Ibn al-Qayyim, are: "Speech is the speech of the heart and the tongue, and the action of the heart and the limbs." So the action of the heart is a pillar. This mocker of the verses of Allah and His messengers, even if some of them are affirming, has lost this pillar, the pillar of the actions of faith. Therefore, disbelief does not occur only by denial, nor by lack of affirmation. A person may fall into disbelief while affirming, as Iblis the Cursed was affirming, but he was arrogant about prostrating as his Lord commanded, and our Lord (Blessed and Exalted is He). Likewise, Pharaoh was affirming: It is possible, and this is the summary of the matter, that a person may be affirming and yet fall into disbelief due to the absence of the action of the heart in them. He mocks the verses of Allah and His messengers while affirming Islam, and the action of the heart of reverence, magnification, and loyalty to Allah and His messengers has been absent from him. This approach, to the extent of my knowledge, is the direction of the Murji'ah. I mean that disbelief is only by denial. Therefore, it was incumbent upon us to know disbelief according to the Murji'ah, so that it becomes clear to the listeners that the Salafis do not follow this approach, meaning the approach of the Murji'ah in declaring someone a disbeliever. And if faith according to the Murji'ah, with the differences among their sects, as we spoke about previously, is clarified for us, then it is easy and accessible to know disbelief according to the Murji'ah. The Murji'ah

The Shaykh : Excuse me.