What is the ruling on working in banks that are Islamic banks?

The questioner : Praise be to Allah, Lord of the worlds, and may blessings and peace be upon the master of the prophets and messengers. I take this opportunity, along with my brothers, to welcome His EminenceThe Shaykh : Nasir al-Din al-Albani on this pleasant visit and this noble gesture to the city of Ma'an, situated in the vast, sprawling desert, which has longed greatly to meet the hadith scholar of the Syrian lands,The Shaykh : Nasir al-Din al-Albani, to draw from this vast knowledge, as it lacks scholars who follow the sound path and the straight methodology laid out for them by the master of the prophets and messengers, our master Muhammad (peace and blessings be upon him). So I begin with a hadith of the Messenger of Allah (peace and blessings be upon him), in which he says: From this hadith, I proceed to my question. As you know, in these days, indeed in this era, interest-based banks have spread, or in other words, banks of various colors and forms, dealing with individuals, institutions, and companies. We know that the Shari'ah ruling on these interest-based banks is that they are forbidden, and working in them is forbidden. But we were surprised to find that there are people who have replaced these interest-based banks with a counterpart, namely Islamic banks. The question that arises, and which I wish to ask the Shaykh, is: Is dealing with these banks that claim to be Islamic lawful? And isThe Shaykh : Nasir al-Din aware of their system and their transactions? If these banks are forbidden, what is the scientific and logical evidence for that? And if they are lawful, what is the scientific and logical evidence for that? This is the first branch of the question. As for the second branch, if you please, may Allah bless you, it is insurance companies. What is the ruling on insurance companies, whether it is life insurance, third-party insurance, or comprehensive insurance that covers one's car? Does any sin attach to it? May Allah bless you, and may Allah reward you with good for this pleasant meeting, and thank you.