What is your opinion of some scholars who say that it is permissible to work in interest-based banks?
Machine translationRead the Arabic original
The Shaykh : The question just now was that some scholars say that working in interest-based banks... Do you think these scholars to whom he is referring...The questioner : First, did they say: "Allah said, the Messenger of Allah said"? Let us leave aside the third element, which is necessary. Did they say: "Allah said, the Messenger of Allah said"? The answer is no, because the Messenger of Allah (peace and blessings be upon him), who was entrusted with explaining the Qur'an, said the opposite of what these people say, who are described in the question as scholars. What did Allah say? He, the Exalted, said: [Al-Ma'idah 5:2] So, I do not say that a scholar doubts this, nor do I say that a student of knowledge doubts this, but is there any sane Muslim who doubts that the one who works as an employee in a bank is helping the bank to consume people's wealth unjustly and to consume what Allah has forbidden? I do not think anyone doubts this fact. Otherwise, he would not be able to understand the meaning of [Al-Ma'idah 5:2] cooperation in sin. This is not merely committing sin directly; this is a scientific fact known not only to scholars but to beginning students of knowledge. Now, here is the explanation from the Messenger (peace and blessings be upon him) regarding such a verse: [Al-Ma'idah 5:2] There is no doubt among any Muslim that consuming riba (usury or interest) is one of the major sins, and that drinking khamr (intoxicants) or becoming addicted to it is forbidden, if not also one of the major sins. The one who consumes riba has fallen into a major sin, and the one who drinks khamr is the same. Do you think that if there were no cooperation in evil, you could find a usurer who consumes people's wealth through riba? No. Would you find a drinker of khamr if there were no cooperators in evil? The answer is no. And the evidence from the Sunnah, which explains the Qur'an, is: The Messenger of Allah (peace and blessings be upon him) said: The first thing he (peace be upon him) mentioned was Then he added the rest of the ten, saying: None of these people drank khamr, but they are the cause of the existence of the drinker of khamr. If there were no seller of grapes to the one who crushes them into khamr, there would be no khamr in the world. Therefore, [Al-Ma'idah 5:2] the one who does not drink khamr is cursed by the Shari'ah as long as he helps the drinker of khamr, meaning he prepares the means for him to be able to drink khamr. This is a hadith agreed upon by the scholars of Muslims regarding its authenticity, and it has come from the Prophet (peace and blessings be upon him) through many authentic paths. The second hadith, which is at the heart of the subject, is: Sahih Muslim 1598 Can you imagine a scholar saying that there is no harm in a Muslim being an employee in an interest-based bank while he writes down the riba, when the Messenger of Allah says: Sahih Muslim 1598 This is not a scholar. He may be a scholar in the sense of [As-Saf 61:2-3] Do not imagine a man who truly believes in Allah and truly knows the Book and the Sunnah, yet he says and issues that unjust fatwa that it is permissible for a Muslim to be an employee in a bank. Now, we have raised the following question repeatedly, and the answer was unanimous. I do not say now about these employees, but I say: these rich people who are not employees in the bank but have deposited their money in the bank. If they all agreed to withdraw their capital from the largest of the interest-based banks, what would happen to the bank? Unanimously, you would say: bankruptcy. So, who created the bank? Those who feed the riba, who say, "We deposit and place our money in the bank to preserve it, and we do not consume riba." They think that by doing so, they are doing a good deed. No, no, no, as evidenced by the fact that if they withdrew this money, the banks would go bankrupt. Therefore, those who deposit their money in banks are the cause of the existence of those who consume riba. Thus, the Messenger of Allah (peace and blessings be upon him) spoke the truth when he said: Sahih Muslim 1598 If it is religiously established that the one outside the bank is cursed because he is the cause of the existence of this bank, now we move to the image that has a direct relation to the question. These people dealing with banks still deposit their money in banks. Suppose these employees in the bank repented and turned to Allah, the Exalted. What do I say when they heard the fatwa...The Shaykh : ...contrary to the fatwa of that scholar. Rather, I say: when they heard the hadiths of the Messenger (peace and blessings be upon him), first the hadith concerning them: Sahih Muslim 1598 Then the hadith: They heard these two hadiths, so they turned to Allah, repented, and withdrew. What would happen to the bank? It would cease to function, without a doubt. So, cooperation in evil is a text in the Noble Qur'an and a great Islamic principle. It is not permissible for a Muslim to help a Muslim in an evil deed, let alone to help a disbeliever in an evil deed. And one of the problems of the banks called today, unfortunately, by a name other than their true name, is "Islamic banks." If there were Islamic banks, their capital is deposited in the banks of the disbelievers in Europe, in Switzerland, in [place], and so on. Therefore, from whichever angle you look at dealing with these banks, even if they bear the name "Islamic bank," you will find it forbidden. It is not permissible to deal with them, even if one only deposits his money to preserve it. And this is actually a long and very long discussion, but it is sufficient for me now that I have reminded...The questioner : ...directly, and the attendees, that the one who issues a fatwa that it is permissible for a Muslim to be an employee in a bank that deals in riba is ignorant of or ignores the Qur'anic verse: [Al-Ma'idah 5:2] And some Prophetic hadiths that explain that cooperation in evil is an evil deed.
And cooperate in righteousness and piety, but do not cooperate in sin and aggression
وتعانوا على البر والتقوى ولا تعانوا على الإثم والعدوانbut do not cooperate in sin and aggression
ولا تعانوا على الإثم والعدوانbut do not cooperate in sin and aggression
ولا تعانوا على الإثم والعدوانMay Allah curse ten people in intoxicants
لعن الله في الخمرة عشرةMay Allah curse ten people in intoxicants
لعن الله في الخمرة عشرةThe one who drinks it
شاربهاThe one who serves them, the one who fetches it, the one who crushes it, the one who presses it, the one who sells it, the one who buys it, the one who carries it, and the one to whom it is carried.
ساقيها ومستقيها وعاصرها ومعتصرها وبائعها وشاريها وحاملها والمحمولة إليهbut do not cooperate in sin and aggression
ولا تعاونوا على الإثم والعدوانAllah's Messenger (ﷺ) cursed the accepter of interest and its payer, and one who records it, and the two witnesses
لعن الله آكل الربا وموكله وكاتبه وشاهديهAllah's Messenger (ﷺ) cursed the accepter of interest and its payer, and one who records it, and the two witnesses
لعن الله آكل الربا وموكله وكاتبه وشاهديه(2) O you who have believed, why do you say what you do not do? (3) Great is hatred in the sight of Allah that you say what you do not do.
يأيها الذين آمنوا لم تقولون ما لا تفعلون كبر مقتا عند الله أن تقولوا ما لا تفعلونAllah's Messenger (ﷺ) cursed the accepter of interest and its payer, and one who records it, and the two witnesses
لعن الله آكل الربا وموكله وكاتبه وشاهديهAllah's Messenger (ﷺ) cursed the accepter of interest and its payer, and one who records it, and the two witnesses
لعن الله آكل الربا وموكله وكاتبه وشاهديهHe cursed ten people in regard to khamr (intoxicants).
لعن في الخمرة عشرةbut do not cooperate in sin and aggression
ولا تعاونوا على الإثم والعدوان
Source
www.al-albany.com
The Arabic text is copied verbatim from the original source, without any edits.
