What is the ruling on conducting a practical study in riba-based banks, such as accounting for profits and losses, and submitting a research paper on it to the university?
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The questioner : Shaykh, regarding the practical application in riba-based banks, for example, a specific study at one of the universities, such as accounting or something else, where you are required to apply your work in a specific bank in order to submit a specific research paper stating that you did such and such and found the results to be such and such in this bank in terms of profits and losses.
And studying these things, such as banking operations, for example, Shaykh, studying them and then applying them in this field.
The Shaykh : What I see is that it is not permissible at all. It is not permissible to endorse riba, not at all, whether in study, fieldwork, or anything else. Rather, you read about the methods of riba so that the methods become clear to you, and you invalidate them, saying: "This is forbidden," and you warn people against it. That is fine. But as for going to the bank to apply it and seeing, for example, "This is operating according to the system," and you put a checkmark on it, and it is 100% riba, how is this possible? It is not permissible, and we must refrain from it, even if we are ordered to do so. Yes.
The questioner : Specifically, certain grades or other requirements.The Shaykh : It is not permissible at all, no matter what. Therefore, I advise students that if they are ordered to do this, they should refrain, because this is abstaining from disobeying Allah, and abstaining from disobeying Allah is obedience to Allah. How can you order us to endorse riba when we know that it is riba?
And studying these things, such as banking operations, for example, Shaykh, studying them and then applying them in this field.
The Shaykh : What I see is that it is not permissible at all. It is not permissible to endorse riba, not at all, whether in study, fieldwork, or anything else. Rather, you read about the methods of riba so that the methods become clear to you, and you invalidate them, saying: "This is forbidden," and you warn people against it. That is fine. But as for going to the bank to apply it and seeing, for example, "This is operating according to the system," and you put a checkmark on it, and it is 100% riba, how is this possible? It is not permissible, and we must refrain from it, even if we are ordered to do so. Yes.
The questioner : Specifically, certain grades or other requirements.The Shaykh : It is not permissible at all, no matter what. Therefore, I advise students that if they are ordered to do this, they should refrain, because this is abstaining from disobeying Allah, and abstaining from disobeying Allah is obedience to Allah. How can you order us to endorse riba when we know that it is riba?