The mobile phone company requires the subscriber to pay an annual subscription in addition to call charges, so it offered a deal to pay a monthly installment as a cap, and then if
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The questioner : May Allah preserve you, Shaykh. Regarding some commercial offers from mobile phone companies, the companies originally require the subscriber to pay an annual subscription, which is mandatory, in addition to the call charges. He pays the cost of the calls he makes by the minute. In some current offers, the company says: We will remove the annual subscription from you on the condition that you pay ten dinars per month. These ten dinars include the calls. If you talk for the amount of ten dinars, you owe nothing and nothing is owed to you. If the calls exceed ten dinars, they take from you the amount of the excess at a specific price per minute.
For example, if a subscriber comes and talks for, say, six dinars, and the month ends, the company says: The remaining four dinars are lost to you; they do not carry over to the next month. So, Shaykh, what is the ruling on this transaction?
The Shaykh : So, is the issue now in the company that requires commitment for a period of one year, or is the issue that if he talks, whatever exceeds ten dinars is on him, and whatever is less is also on him?
The questioner : Is the issue in this other offer?
The Shaykh : The second one, there is nothing wrong with it; there is no issue with it. Because if the upper limit is set, that is the end of the problem. If you are told that a call is within the limit of ten dinars, there is no issue with that. Because if he talks for five dinars, meaning the amount of five dinars, he has already known that the excess has been lost to him from the start.
The questioner : The excess is lost to him.
The Shaykh : It is lost to him by his own choice.
For example, if a subscriber comes and talks for, say, six dinars, and the month ends, the company says: The remaining four dinars are lost to you; they do not carry over to the next month. So, Shaykh, what is the ruling on this transaction?
The Shaykh : So, is the issue now in the company that requires commitment for a period of one year, or is the issue that if he talks, whatever exceeds ten dinars is on him, and whatever is less is also on him?
The questioner : Is the issue in this other offer?
The Shaykh : The second one, there is nothing wrong with it; there is no issue with it. Because if the upper limit is set, that is the end of the problem. If you are told that a call is within the limit of ten dinars, there is no issue with that. Because if he talks for five dinars, meaning the amount of five dinars, he has already known that the excess has been lost to him from the start.
The questioner : The excess is lost to him.
The Shaykh : It is lost to him by his own choice.