What is the ruling on the mandatory car insurance, which is insurance against third parties?
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The questioner : Regarding insurance companies, we know now that if a person wants to buy or sell a car, there is a law in Jordan here regarding third parties. What is the ruling on this mandatory law?
The Shaykh : This mandatory law, may Allah reward you, do not be alarmed by the new expressions and taxes. There is no difference between this law and any law concerning the taxes imposed on the people in various forms and colors. By Allah, I do not remember, but for example, there is a tax called ... .
The student : The "muthaqqafat" tax.
The Shaykh : The "muthaqqafat" tax. I did not know how to speak about it. What is the ruling on the "muthaqqafat" tax? This "muthaqqafat" tax is like this insurance tax; there is no difference, it is all the same.
The student : There is a tax on knowledge.
The Shaykh : A tax on knowledge.
The student : A tax on sewage.
The Shaykh : Things and things, as that poet said: "The causes are many, but death is one." The important point now is that insurance, as I hinted, has two sections: mandatory and voluntary. The important thing is that you do not insure voluntarily. But if you are forced to do it mandatorily, then Allah does not burden a soul beyond its capacity. You have to pay against your will, you have to build between ... you have to pay taxes for "muthaqqafat" and sewage, as our friend said, and so on. This is a matter you do not do voluntarily. Therefore, we must distinguish between what we do voluntarily and what we do out of necessity. Allah (Mighty and Majestic) does not hold us accountable for what we do out of necessity. He (the Exalted) said:[At-Taghabun 64:16]. And we are able to buy a car and not insure it with voluntary insurance, but we are not able to buy a car and not insure it with mandatory insurance. This is the legal ruling, and it is hopefully clear, if Allah wills. I would like some sugar if you permit.
The Shaykh : This mandatory law, may Allah reward you, do not be alarmed by the new expressions and taxes. There is no difference between this law and any law concerning the taxes imposed on the people in various forms and colors. By Allah, I do not remember, but for example, there is a tax called ... .
The student : The "muthaqqafat" tax.
The Shaykh : The "muthaqqafat" tax. I did not know how to speak about it. What is the ruling on the "muthaqqafat" tax? This "muthaqqafat" tax is like this insurance tax; there is no difference, it is all the same.
The student : There is a tax on knowledge.
The Shaykh : A tax on knowledge.
The student : A tax on sewage.
The Shaykh : Things and things, as that poet said: "The causes are many, but death is one." The important point now is that insurance, as I hinted, has two sections: mandatory and voluntary. The important thing is that you do not insure voluntarily. But if you are forced to do it mandatorily, then Allah does not burden a soul beyond its capacity. You have to pay against your will, you have to build between ... you have to pay taxes for "muthaqqafat" and sewage, as our friend said, and so on. This is a matter you do not do voluntarily. Therefore, we must distinguish between what we do voluntarily and what we do out of necessity. Allah (Mighty and Majestic) does not hold us accountable for what we do out of necessity. He (the Exalted) said:
fear Allah as much as you are able
اتَّقُوا اللَّهَ مَا اسْتَطَعْتُمْ
Source
www.al-albany.com
The Arabic text is copied verbatim from the original source, without any edits.
