The ruling on one who borrows money and the lender then imposes profits and interest on him

Our brother says: A person borrowed an amount from a legal entity, approximately one million riyals, under an account called a current debtor account. After a period, circumstances forced him and he was unable to settle it. He found that this entity had been taking interest at a rate of ten percent throughout this period. He wishes to end this, so what is the course of action? Also, the entity did not give him this amount except in exchange for a property, and the property is now worth nothing! If the entity wants to deduct the interest from the principal, what is the ruling? Please inform us about these matters if you would be so kind?
Answer: The entity you referred to, from which you borrowed, has no right to take interest, and you have no right to comply with them in that if they request it. Rather, it is obligatory for you to pay back the money you took from them, the principal only, without any increase, when Allah makes it easy for you and the hardship is removed. Allah the Exalted says: [al-Baqarah:280]. So the entity that lent to you should give you time until the matter of the property is facilitated, so it is sold and you pay them, or another matter is facilitated for you and you pay from it. As for giving them interest for the delay, that is not permissible for you, nor is it permissible for them. Rather, this is the very riba (usury or interest) that the people of the pre-Islamic age of ignorance used to practice, and Allah the Exalted said regarding it: فَإِنْ لَمْ تَفْعَلُوا فَأْذَنُوا بِحَرْبٍ مِنَ اللَّهِيِ وَرَسُولِهِ وَإِن تُبْتُمْ فَلَكُمْ رُءُوسُ أَمْوَالِكُمْ لَا تَظْلِمُونَ وَلَا تُظْلَمُونَ [al-Baqarah:278-279].
This riba (usury or interest) that the entity wants to impose on you is not permissible to bear. Rather, it must be dropped, both for you and for them. It is obligatory for you to pay them the principal, and that is sufficient. [al-Baqarah:279]. You do not wrong by diminishing the principal or delaying it without right, and you are not wronged by being burdened with the excess interest. Neither this nor that. If this entity refuses, then you must take them to the Sharia court. Yes.