Ruling on giving an increase when repaying a debt without a prior condition
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Your Eminence! If I borrow, for example, five hundred riyals from a person, and after a while I return six hundred riyals to him, having increased it by one hundred riyals of my own accord, and he did not ask me to do so, does this fall under riba or not?
We say: It is not riba;Because the Messenger (peace and blessings be upon him) said: (The best of you are those who are best in repaying their debts) And just as it is permissible for me to give him something better in quality than what I borrowed from him, so too it is permissible to increase the amount, with no difference. That is to say, if you borrowed a sa' of medium-quality rice from him and then gave him a sa' of high-quality rice, is that permissible or not? It is permissible.
Therefore: If you give him a sa' and a half, there is no impediment, provided that it was not stipulated at the time of the loan. If it was stipulated at the time of the loan, then it is not permissible.
We say: It is not riba;Because the Messenger (peace and blessings be upon him) said: (The best of you are those who are best in repaying their debts) And just as it is permissible for me to give him something better in quality than what I borrowed from him, so too it is permissible to increase the amount, with no difference. That is to say, if you borrowed a sa' of medium-quality rice from him and then gave him a sa' of high-quality rice, is that permissible or not? It is permissible.
Therefore: If you give him a sa' and a half, there is no impediment, provided that it was not stipulated at the time of the loan. If it was stipulated at the time of the loan, then it is not permissible.