The Ruling on One Who Performs Hajj While Owning an Installment Debt
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A man performed Hajj while owing an installment debt, without seeking permission from the creditor, and he is behind on some of the installments. What is the ruling on his Hajj, O Shaykh?
Does he have money that he trusts himself to repay when it becomes due?The questioner: No, O Shaykh; the debt is on installments.
The Shaykh: I understand that it is on installments, but—for example—if the debt, like a mortgage bank loan now, comes due in Jumada, and the time for Hajj arrives, and he has money, and he knows from himself that when the installment time comes he will pay it, then there is nothing wrong with his performing Hajj, even if he did not seek permission from the creditor.As for if he does not trust himself, or as you said: If he has installments that he has not paid, he should not perform Hajj.
The questioner: What is the ruling on his Hajj?The Shaykh: He would be sinful, but his Hajj is valid. How can Allah (Glorified and Exalted is He) grant him a dispensation while he burdens himself?! Should he not fear that he might die on his way to Hajj or after his return?!
Does he have money that he trusts himself to repay when it becomes due?The questioner: No, O Shaykh; the debt is on installments.
The Shaykh: I understand that it is on installments, but—for example—if the debt, like a mortgage bank loan now, comes due in Jumada, and the time for Hajj arrives, and he has money, and he knows from himself that when the installment time comes he will pay it, then there is nothing wrong with his performing Hajj, even if he did not seek permission from the creditor.As for if he does not trust himself, or as you said: If he has installments that he has not paid, he should not perform Hajj.
The questioner: What is the ruling on his Hajj?The Shaykh: He would be sinful, but his Hajj is valid. How can Allah (Glorified and Exalted is He) grant him a dispensation while he burdens himself?! Should he not fear that he might die on his way to Hajj or after his return?!