Does debt prevent Hajj if it is paid in installments?
Machine translationRead the Arabic original
The questioner : Regarding the one who has a debt, for example, installments or a loan—I don't know how to put it—I heard that he must pay what he owes in a lump sum, not in monthly installments?
The Shaykh : Clarify your question for me?
The questioner : Right now, I intend to perform Hajj, and I have a sum of money in installments, meaning monthly. Is it permissible to ask him for permission? Is it permissible for me to go and ask him for permission?
The Shaykh : First, installments from where?
The questioner : From me.
The Shaykh : I am asking to whom it is owed?
The questioner : To another person.
The Shaykh : I know it is for people, but who is this person? A bank or a merchant?
The questioner : No, no, it is not a bank; it is an ordinary person!
The Shaykh : ... .
The questioner : He is not a merchant or...
The Shaykh : My brother, be specific.
The questioner : A car I bought?
The Shaykh : So, you bought the car on installments and paid a price higher than the cash price?
The questioner: Yes.
The Shaykh : It is not permissible!
The questioner : Okay, what do we do?
The Shaykh : I am not telling you now what to do, but once again, do not do...
The questioner : What Allah willed.
The Shaykh : Okay, the important thing is if you are in agreement every month with this one whom you are afflicted with and who is afflicted with you, yes, that you pay a specified amount every month.
The questioner: All right.
The Shaykh : This does not require permission. However, if you borrowed from a person a benevolent loan for Allah, Blessed and Exalted is He, and you agreed with him on a specified term, and the term arrived, and you found yourself between repaying the debt or performing Hajj to the House of Allah, in this case, you must ask for his permission. But if there is a fixed installment at a specific time, you can perform that installment, for example, after the Hajj season, or you cannot. You must make a study: can you or cannot you? If you can perform it, there is no problem. If you cannot, you must ask for his permission.
The questioner : May Allah reward you with good.
The Shaykh : Is that clear?
The questioner : Is that clear?
The Shaykh : Clarify your question for me?
The questioner : Right now, I intend to perform Hajj, and I have a sum of money in installments, meaning monthly. Is it permissible to ask him for permission? Is it permissible for me to go and ask him for permission?
The Shaykh : First, installments from where?
The questioner : From me.
The Shaykh : I am asking to whom it is owed?
The questioner : To another person.
The Shaykh : I know it is for people, but who is this person? A bank or a merchant?
The questioner : No, no, it is not a bank; it is an ordinary person!
The Shaykh : ... .
The questioner : He is not a merchant or...
The Shaykh : My brother, be specific.
The questioner : A car I bought?
The Shaykh : So, you bought the car on installments and paid a price higher than the cash price?
The questioner: Yes.
The Shaykh : It is not permissible!
The questioner : Okay, what do we do?
The Shaykh : I am not telling you now what to do, but once again, do not do...
The questioner : What Allah willed.
The Shaykh : Okay, the important thing is if you are in agreement every month with this one whom you are afflicted with and who is afflicted with you, yes, that you pay a specified amount every month.
The questioner: All right.
The Shaykh : This does not require permission. However, if you borrowed from a person a benevolent loan for Allah, Blessed and Exalted is He, and you agreed with him on a specified term, and the term arrived, and you found yourself between repaying the debt or performing Hajj to the House of Allah, in this case, you must ask for his permission. But if there is a fixed installment at a specific time, you can perform that installment, for example, after the Hajj season, or you cannot. You must make a study: can you or cannot you? If you can perform it, there is no problem. If you cannot, you must ask for his permission.
The questioner : May Allah reward you with good.
The Shaykh : Is that clear?
The questioner : Is that clear?
Source
www.al-albany.com
The Arabic text is copied verbatim from the original source, without any edits.