Does repentance expiate riba?
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The questioner : Does repentance expiate riba?
The Shaykh : Repentance expiates everything; it demolishes what came before it, whether riba or otherwise. However, regarding riba, Allah the Exalted says:[Al-Baqarah 2:279] This means that if a person repents from a transaction involving riba and the amount due has not yet been paid, he is entitled to nothing but the principal of his capital. For example, if a man gives a person one thousand riyals on the condition that it will become one thousand and two hundred after a year, this is riba. If Allah grants him mercy and he repents, he should take from his partner only the one thousand riyals, based on the saying of Allah the Exalted: [Al-Baqarah 2:279]. Yes.
The questioner : May Allah reward you. The questioner, Abu 'Abdullah, says.
The Shaykh : Repentance expiates everything; it demolishes what came before it, whether riba or otherwise. However, regarding riba, Allah the Exalted says:
But if you repent, you may have your principal
وَإِنْ تُبْتُمْ فَلَكُمْ رُءُوسُ أَمْوَالِكُمْBut if you repent, you may have your principal - [thus] you do no wrong, nor are you wronged.
وَإِنْ تُبْتُمْ فَلَكُمْ رُءُوسُ أَمْوَالِكُمْ لا تَظْلِمُونَ وَلا تُظْلَمُونَThe questioner : May Allah reward you. The questioner, Abu 'Abdullah, says.