Is the criterion in repaying debts when currencies differ the value or the equivalent?
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The Shaykh : Yes.
The questioner : May Allah reward you, O Shaykh. Is the criterion in repaying debts the value or the equivalent?
The Shaykh : Give an example.
The questioner : For example, I borrowed one thousand Jordanian dinars, which equaled five thousand Saudi riyals. If the value rises or falls, do I return it in the same...
The Shaykh : Do you owe a Jordanian dinar?
The questioner : Yes.
The Shaykh : A loan is repaid in its equivalent, whether its value increases or decreases. Do you understand?
The questioner : Yes.
The Shaykh : Just as if you borrowed a sa' of wheat from me. What is obligatory for me? Do I return a sa' of wheat? Answer. Do you know what wheat is, or do you not know it?
The questioner : ...
The Shaykh : A sa' of rice... you borrowed a sa' of rice from me. Do you know what rice is? Good. What do I return to you?
The questioner : A sa' of rice.
The Shaykh : Good. When you borrowed it from me, the sa' was worth five riyals, and when you wanted to pay me back, it became worth ten. Do you say, "I will not return to you less than half a sa'"? No, you return him the sa' even if it is worth ten. And the reverse is the same: if it was worth ten at the time of the loan and worth five at the time of repayment, I am entitled to only the sa'. The summary is that a person returns what he borrowed, whether the value increased or decreased. This is the rule. Yes. Then to the right.
The questioner : May Allah reward you, O Shaykh. Is the criterion in repaying debts the value or the equivalent?
The Shaykh : Give an example.
The questioner : For example, I borrowed one thousand Jordanian dinars, which equaled five thousand Saudi riyals. If the value rises or falls, do I return it in the same...
The Shaykh : Do you owe a Jordanian dinar?
The questioner : Yes.
The Shaykh : A loan is repaid in its equivalent, whether its value increases or decreases. Do you understand?
The questioner : Yes.
The Shaykh : Just as if you borrowed a sa' of wheat from me. What is obligatory for me? Do I return a sa' of wheat? Answer. Do you know what wheat is, or do you not know it?
The questioner : ...
The Shaykh : A sa' of rice... you borrowed a sa' of rice from me. Do you know what rice is? Good. What do I return to you?
The questioner : A sa' of rice.
The Shaykh : Good. When you borrowed it from me, the sa' was worth five riyals, and when you wanted to pay me back, it became worth ten. Do you say, "I will not return to you less than half a sa'"? No, you return him the sa' even if it is worth ten. And the reverse is the same: if it was worth ten at the time of the loan and worth five at the time of repayment, I am entitled to only the sa'. The summary is that a person returns what he borrowed, whether the value increased or decreased. This is the rule. Yes. Then to the right.