The ruling on wearing trousers for one who cannot afford the cost of the lower garment during Hajj

Question:
If a person does not have money during Hajj, is it better for him to wear trousers or to borrow money and buy a lower garment?

Answer:
He should buy the lower garment. The one in the state of ihram is commanded to wear the lower garment, unless he is unable to obtain the upper garment, in which case he wears trousers.
Q: Even if he borrows?
The Shaykh: No, it is not obligatory for him to borrow: . If he can only do so by borrowing, he wears trousers and that is sufficient. The lower garment is more beautiful and provides better coverage for the servant; it covers him better than trousers. This is because trousers may reveal the size of the private parts, and they may be tight, like being exposed. But the lower garment provides more complete coverage. For this reason, the custom of the Arabs was to wear lower garments more than trousers.