If a person opens an account at the bank and deposits one dinar so that he has an account in his name

The questioner : I phrased the question, my Shaykh, in my own way. A man deals with the Islamic bank in the following manner: he deposits a sum of money to open an account, then he comes the next day and withdraws this amount, leaving only one dinar as the name for opening the account.

The Shaykh : As a name.

The questioner : Yes, that is to say, so it can be said that so-and-so has an account, even if it is only one dinar, my Shaykh. This is their system, and Allah knows best that he has an account. This person agrees with a bank employee, telling him, "I give my customers who buy from me, or rather, who sell to me, if they have a right against me, a check in the name of this mentioned bank. Now, if this check is to be cashed on this day, the balance is one dinar, and the check might be for one thousand, two thousand, more or less. So he says he will write the check for one month to be cashed one month from the date. So he says when this man comes to cash the check, the bank contacts the person involved and says, 'So-and-so, one of your customers has come to collect one thousand dinars, so come and pay this thousand.' He comes immediately, deposits the thousand from here, and then cashes it out from the other door to this customer. So he asks, do you see any violation or religious prohibition in this scenario?"

The Shaykh : And there is nothing else.

The questioner : Only this scenario that was conveyed to me, there is nothing else.

The Shaykh : I doubt this, but the answer is according to the question.

The questioner : Likewise, my Shaykh.

The Shaykh : If that is the case, then there is nothing wrong with it.

The questioner : There is nothing wrong with it.

The Shaykh : Because I consider this dinar to be the property of the bank, as payment for phone calls, so that so-and-so came on this day, come and pay so-and-so.

The questioner : Papers and such.

The Shaykh : It means he is entitled to it as a wage now, let us be fair.

The questioner : More.

The Shaykh : More than that.

The questioner : Yes, do you see anything in this description?

The Shaykh : Yes, but I fear that there is something behind the veil that is not apparent.

The questioner : Yes, we will, if Allah wills.

The Shaykh : As for within the limits of this, there is nothing wrong with it.

The questioner : Yes, we will convey the scenario to him, if Allah wills, my Shaykh, and listen to the recording.