Is it permissible to wipe over the head for a woman who is harmed by water during ghusl and wishes to pray?

Q: from: H. M. A. — She says: I am a married woman suffering from a chest allergy, and I have a cold all year round. How should I pray? Do I perform ghusl without washing the head, and only wipe over it? Please note that I get a cold when I wash my head several times a week, and I often leave off prayer because I am unable to wash my head and only wipe over it. I am hesitant, anxious, and very distressed, even though I know that religion is ease. I ask you to provide me with a definitive answer so that I can live in peace and fulfill my obligation completely. Please note that I am a teacher and I go out to work daily, so I catch a cold that usually confines me to bed; I am ill, and Allah knows this. I am torn between practicing my marital life, which is obedience to the husband, and above that, obedience to Allah.

A: If washing the head for janabah or menstruation harms you, wiping over it is sufficient for you; based on the saying of Allah the Exalted: [Surat al-Taghabun: 16]. And the saying of the Prophet (peace and blessings be upon him): .